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Conveyancing in Maryport Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/01/18

Local area services information

Maryport's nearest train station is Maryport at 1 mile s. The nearest airport to Maryport is Carlisle Airport (31 miles).

Maryport is a nearby hospital.

Q.

What are the best rates for conveyancing for a £293,000 house?

A.

Many buyers seeking discount conveyancing are caught out by the lure of very low conveyancing rates, and many solicitors offer supposedly 'the cheapest conveyancing', but additional charges will be included in the small print. Excited buyers, eager to get underway, often ignore this small print when they instruct. Any disbursements to be paid should also be clearly stated on the quote. Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

I am taking out a mortgage with Bank of Ireland - is there anything we need to consider?

A.

Prior to recent changes, most solicitors could act for the majority lenders. Recently, a number of lenders have reduced their 'solicitor panel', which may result in increased legal costs for home buyers. Homeward Legal can act for many CML-approved lenders to keep legal costs to a minimum.

Q.

Is a purchase repossession fee a fee or a disbursement?

A.

Comparing quotes can be difficult, given the different terminology. This cost is a fee not a disbursement, and should be included in your quote.

Q.

Which local authority is responsible for Maryport?

A.

Maryport is located in Allerdale Borough Council, Allerdale House, Workington, Cumbria, CA14 3YJ, contact: 01900 702 702

Q.

Which specific property conveyancing searches does a Maryport solicitor conduct on a Maryport flat?

A.

Normal legal procedure will be to get the following Local Authority (council), Drainage and Water Search (CON29DW or personal), Environmental and Gypsum Mining Search, and possibly specific searches for example Planning Search.

Q.

The vendor has unfortunately added inappropriate removal of chimney stacks in Maryport which I think might break conservation area rules

A.

The lawyer will always ascertain if the property is within a designated conservation area, and if so whether any modifications have necessary permission.

Q.

Is it necessary that I get a chancel search? I am purchasing on the same road as a 13th Century glebe in Maryport.

A.

Potentially amounting to over £100,000 in repair cost obligations, chancel liability should be considered by buyers of Maryport property likely to be affected. Some names or words such as 'priory' give an indication of a property's history, and thus whether chancel liability may apply. Churches in Maryport include Christ Church and St Mary.

Q.

What length of time can conveyancing to purchase a home take in Maryport?

A.

For the majority of clients, the length of time taken to sell or purchase a property will vary, dependent on numerous issues. These could include if the property is leasehold. With our solicitors, the matter receives communicative and proactive service, resulting in the fastest possible outcome.