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Transfer of Equity in Maryport

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Maryport

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Maryport clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Maryport Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 06/12/16

Local area services information

Maryport's nearest train station is Maryport at 1 mile s. The nearest airport to Maryport is Carlisle Airport (31 miles).

Maryport is a nearby hospital.

Q.

What are the best rates for conveyancing for a £293,000 house?

A.

Many buyers seeking discount conveyancing are caught out by the lure of very low conveyancing rates, and many solicitors offer supposedly 'the cheapest conveyancing', but additional charges will be included in the small print. Excited buyers, eager to get underway, often ignore this small print when they instruct. Any disbursements to be paid should also be clearly stated on the quote. Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

Do I need to get a house survey?

A.

It is strongly suggested that the majority of purchasers in Maryport book a RICS surveyor to perform a survey. Buyers should be aware that there are a range of defects that will impact a property, that will not be addressed during the conveyancing process, including unsafe chimney circulation and cracks in walls.

Q.

Can we check that the property we are buying is in a designated conservation area?

A.

There are numerous conservation areas in or near Maryport. These restrictions can result in the buyer inheriting liability of unauthorised changes, but the benefits will include confidence that property will retain its value. Your conveyancing lawyer will offer more information.

Q.

Is it necessary that I get a chancel search? I am purchasing on the same road as a 13th Century glebe in Maryport.

A.

Potentially amounting to over £100,000 in repair cost obligations, chancel liability should be considered by buyers of Maryport property likely to be affected. Some names or words such as 'priory' give an indication of a property's history, and thus whether chancel liability may apply. Churches in Maryport include Christ Church and St Mary.

Q.

Which local authority is responsible for Maryport?

A.

Maryport is located in Allerdale Borough Council, Allerdale House, Workington, Cumbria, CA14 3YJ, contact: 01900 702 702

Q.

Are many buyers in Maryport gazumped?

A.

Gazumping occurs when a seller accepts the first buyer's offer and then refuses it, opting for a higher offer. This could occur even months into a purchase. The danger of gazumping exists for almost any purchase. The first step in reducing the chance that gazumping will effect you is to instruct a proactive solicitor early.

Q.

Is a purchase repossession fee a fee or a disbursement?

A.

Comparing quotes can be difficult, given the different terminology. This cost is a fee not a disbursement, and should be included in your quote.

Q.

I am taking out a mortgage with Bank of Ireland - is there anything we need to consider?

A.

Prior to recent changes, most solicitors could act for the majority lenders. Recently, a number of lenders have reduced their 'solicitor panel', which may result in increased legal costs for home buyers. Homeward Legal can act for many CML-approved lenders to keep legal costs to a minimum.

 
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