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Conveyancing in Mayfield Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 26/04/17

Local travel information

The closest airport to Mayfield is Gatwick South Terminal Airport. Gatwick North Terminal Airport is 22 miles and London Biggin Hill Airport is 24 miles away. The nearest station to Mayfield is Crowborough.

Crowborough War Memorial hospital is relatively close to Mayfield.

Q.

On the purchase of a £319,000 home, what will be the fees? I need low cost conveyancing.

A.

Many firms promote so-called 'the cheapest conveyancing quotes', but extra fees are frequently hidden in the terms. Busy, stressed buyers ignore these terms at their peril. Any disbursements to be paid ought to be listed on your conveyancing quote

Q.

I am on a tight budget , Will doing the conveyancing on a DIY basis without a property solicitor in Mayfield save any cash?

A.

There is absolutely no reason why a buyer cant opt to reasonably take care of the your own conveyancing without the help of property lawyer in Mayfield. The truth is however that a property lawyer takes care of a long list of activities e.g. chasing mortgage offer and interpreting the lease most of which really need training.

Q.

Will the report on the property's title prepared by the conveyancing solicitor in Mayfield report back on the rates of council tax on an apartment before exchange of contracts?

A.

A property lawyer will consult with the Wealden local authority to ask about the current council tax charges which will be set out in the conveyancer's title report. Up-to-date rates for homes in Mayfield are listed online at the Wealden local authority site. At the time of authoring, 21 December 2012, the different rates are:

  • Band A - £1,088.00
    >
  • Band B - £1,270.00
  • Band C - £1,451.00
  • Band D - £1,632.00
  • Band E - £1,995.00
  • Band F - £2,358.00
  • Band G - £2,721.00
  • Band H - £3,265.00

Q.

I am planning to sell my house and have a quote from you. Might we need to pay any extra costs?

A.

No. Homeward Legal's solicitors do not hide any hidden extra fees. If you are comparing quotes, consider that some solicitors' firms will give a low estimate, not an accurate quote, which could be totally different to your final invoice.

Q.

Holmesdale Building Society is going to be our mortgage lender, what will we need to be aware of?

A.

Some lenders are now reducing the size of their 'solicitor panel', which may result in higher legal costs for property buyers. Homeward Legal are able to act on behalf of the vast majority of mortgage lenders.

Q.

Which of the Mayfield lender panels are your solicitors members of?

A.

Of lenders with branches in Mayfield, we in conjunction with most. Local mortgage lenders and brokers include Paxton Associates, 1 Forest Dene/Forest Road, Tunbridge Wells, TN2 5EX, Stonebridge Mortgage Services Ltd, 5 Hopgarden Oast/Oast Court, Yalding, Maidstone, ME18 6JX, and Whitecity Finance Ltd, Riverside Business Centre/River Lawn Rd, Tonbridge, TN9 1EP.

Q.

What factors can affect land in Mayfield?

A.

Residential property may be contaminated by a range of environmental factors, such as radioactive substances in the region. An environmental search should offer more information.

Q.

How early is it appropriate to instruct a conveyancer in Mayfield?

A.

With few exceptions, as soon as possible, as there are a number of tasks that may be performed straight away. Instructing your solicitor sooner for a sale enables relevant information can be sourced sooner (this is particularly true for leasehold properties), whereas if you are buying you will the details of your Mayfield solicitor ready when you make an offer.

 
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