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Conveyancing in Mere Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/10/17

Regional information

Mere's nearest airport is Bristol Airport. and Mere's closest station is Gillingham.

Westminster Memorial Shaftesbury is the neighbouring hospital for Mere.

Q.

How do I get a discount conveyancing quote?

A.

The confusion over what is, and is not, included in a 'cheap' quote leaves many homeowners paying out more than they anticipated in the end. Many law firms promote 'the cheapest conveyancing'. However extra charges are frequently hidden in the small print, left unread by preoccupied homeowners Any additional charges found in terms of engagement needs to be reasonable. We offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

Are Land Registry office copies fees or disbursements?

A.

It is not always obvious whether an item on your quote is a fee or a disbursement. These costs are disbursements not fees, and is passed on to the buyer at cost.

Q.

Mere lawyers do official property when they are instructed to act for a home purchaser but what particular ones?

A.

When you are applying for a mortgage the building society of bank insist that at least a specified set of searches, including the following Local Authority (personal or official), Drainage Search and Environment Search, and, depending on certain criteria, specific searches for instance Contaminated Land.

Q.

We are using a local lender in Wiltshire, and need to know which Mere lenders you can work with. Which panels are your solicitors members of?

A.

Homeward Legal have worked with all the major lenders serving home purchasers in Mere. Local mortgage lenders and brokers include Melbury, High St, Gillingham, SP8 4QT.

Q.

What actions can I take to hold off paying stamp duty to HM Revenue?

A.

Stamp duty scheme should be treated with extreme caution. These schemes are highly expensive and HMRC may challenge a scheme up to six years later.

Q.

Which issues are key to aim for a fast conveyancing process?

A.

As is widely reported, a faster move is essential to is to employing a experienced solicitor. Ask these questions when identifying your conveyancer:

  • Do they offer 'instant' online quotes?
  • Which communication methods do they use? Days can be wasted waiting for letters in the post which could be emailed or faxed.
  • Do they work on a 'no sale, no fee' basis?

Q.

How do you calculate stamp duty rates and how much do we need to budget for a £255000 property?

A.

The rate of stamp duty that will be due will depend on the valuation. Stamp duty will be £7650 on a £255000 property.

Q.

Do we need to make use of a conveyancing who generally works with by our agent?

A.

Many agents in Dunvant have arrangements with solicitors where they refer clients to them. However, if the agent is paid a fee by the solicitor, an agent may choose the solicitor willing to pay the highest referral fee, not the best solicitor for your needs.