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Conveyancing in Monmouthshire Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/07/17

Local and health service information

Monmouthshire's closest airport is Bristol Airport. and the nearest train station to Monmouthshire is Abergavenny, about 6 miles away.

Q.

Monmouthshire area information

A.

Raglan Castle Cadw and Hen Gwrt Moated Site Cadw are close at hand to Monmouthshire.

The closest hospital for Monmouthshire is Llanarth Court Psychiatric Raglan.

Q.

Although there are lots of £99 fixed quotes online, how do we find a reputable one? We are looking for a low cost conveyancing estimate in Monmouthshire.

A.

This catches out many home owners, and can leave them paying far more in conveyancing fees than they budgeted, and many conveyancers purport to offer theoretically cheap conveyancing, however extra charges are often hiding in the solicitor's terms. Our online quote calculator will generate an accurate quote for your transaction.

Q.

What would the searches cost?

A.

Searches range in cost, and will be dependent on your lender's requirements. Searches are disbursements, and will be charged at cost.

Q.

Our lender will be ITL Mortgages, what do we need to check?

A.

Traditionally, it was usually straightforward for solicitors to act for both a buyer and their lender. Over the last two years, some lenders have limited the number of solicitors who can act for them. Homeward Legal will act for all large mortgage lenders, keeping buyers' legal costs to a minimum.

Q.

How is stamp duty measured in Monmouthshire and what will we need to pay on a £614000 residential property?

A.

Stamp Duty Land Tax will depend on the property's price. Stamp duty will be £24560 on a £614000 house in Monmouthshire.*

*(Source - www.gov.uk, December 2012)

Q.

When you are buying a property on the same street as church land in Monmouthshire, is it recommended to get a chancel search?

A.

Property owners neighbouring nearby church property may be required to pay for repairs. This is referred to as chancel repair liability. A chancel search addresses if such a liability exists. The solicitor handling your conveyancing will confirm that a chancel search is appropriate.

Q.

How much time will conveyancing to purchase property usually take in Monmouthshire?

A.

The length of time needed to transact a property is not wholly predictable. This is influenced by potentially many legal considerations such as whether there is a mortgage. The national average is 8 to 12 weeks, whereas our solicitors drive the process forwards, completing within eight weeks.

Q.

I am purchasing a property in Monmouthshire. Are there any designated conservation areas?

A.

Buyers in Monmouthshire should be aware of several local conservation areas. The benefits of such restrictions will include better maintained homes and gardens, but they can add to maintenance costs.

Q.

Should we get a building survey for our house purchase?

A.

It is recommended that you arrange a RICS survey. A wide range of concerns can affect a property, such as insect infestation or poor drainage. These will not be reported on by a solicitor.

 
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