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Conveyancing in Morden Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/04/17

Morden attractions and landmarks

Morden Hall Park National Trust , Wimbledon London Windmill, Cheam Lumley Chapel Churches Conservation Trust and Croydon Airport Vistor Centre Aviation Museum are situated in Morden.

Morden's nearest train station is Morden South and Morden's nearest airport is London Biggin Hill Airport. Heathrow Terminals 1 2 3 Airport is 13 miles, London City Airport is 13 miles, London Heliport Airport is 6 miles, Heathrow Terminal 5 Airport is 14 miles, Gatwick South Terminal Airport is 17 miles, Gatwick North Terminal Airport is 17 miles, Heathrow Terminal 4 Airport is 12 miles, Northolt Jet Centre Airport is 15 miles, Elstree Airport is 19 miles and away.

The most convenient hospital is Carshalton, Queen Marys Childrens.

Q.

What will the overall charge be on the sale of a 271,000 home? We are trying to find a fixed rate conveyancing estimate in Morden.

A.

Several conveyancers advertise 'the cheapest conveyancing', but additional costs can increase your final invoice. Any disbursements to be paid should also be clearly stated on the conveyancing quote Any extra costs found in the terms should be reasonable.

Q.

How much is the council tax on a period converted Band C home in Morden?

A.

Ordinarily, the conveyancer's title report should cover the Merton council tax band. Up-to-date charges for residents of Morden are listed on the Merton local authority website. Currently (15 January 2013) rates for all bands are:

  • Band A - £942.00
  • Band B - £1,099.00
  • Band C - £1,256.00
  • Band D - £1,413.00
  • Band E - £1,727.00
  • Band F - £2,041.00
  • Band G - £2,355.00
  • Band H - £2,827.00

Q.

Which lenders in Morden do you work with?

A.

The Homeward Legal partnership work with the majority of lenders providing financing to home buyers in Morden. Lenders and mortgage specialists in Morden include Saint Finance, 15 Clifton Pk Av, London, SW20

8BB, Mortgage Designs & Solutions, 20-22 Brighton Rd, Sutton, SM2 5BN, and Quest Financial Services, 22 Seaforth Av, New Malden, KT3 6JP. The lawyer handling the work for your Morden purchase or sale can address any specific requests your lender may have.

Q.

Does your solicitors company get involved in the conveyancing of auction properties in Morden?

A.

We are used to working with residential property auction protocols. Conventionally more complicated to convey lots for example development plots, are included at property auctions which tend to want additional exploration before committing. We therefore advocate that bidders instruct a fast conveyancing company well in advance of the auction day to allow for a title report of the auction pack.

Subsequently, following the auction day you are the lawyer needs to be focused on finish all of the legal work in less than 28 days as conventionally required by the terms of sale.

Q.

Should we opt for the solicitors firm named by the agent?

A.

It is not uncommon for agents in Stratford to recommend a solicitor. However, if they are paid a referral fee, there is a risk that the agent may suggest whichever firm pays the most per referral, not the most suitable for you.

Q.

How is stamp duty determined and how much should it be on a £200000 property?

A.

The Stamp Duty payable will depend on several factors, primarily the value of the property. On a £200000 property, stamp duty will be £2000.*

*Correct as of September 2012

Q.

Will your Morden conveyancer order any searches on the London Victorian end-of-terrace home we are buying?

A.

If you are applying for a mortgage, your lender expects specific searches, including these searches - Local Authority (personal or official), Drainage and Water Search (CON29DW or personal) and Environment Search, as well as any specific local Morden searches, which may include a SIM Search.

Q.

What amount of time may the legal work to transfer a flat usually require, in your experience?

A.

The time required to transact a residence can vary, influenced by a number of concerns such as if the lender requires specific searches. With our Morden property specialists, every purchase is undertaken with the utmost care and speed.

 
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