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Conveyancing in Morriston Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/10/17

Regional transport and health information

The closest airport to Morriston is Swansea Airport (7 miles). The closest train station to Morriston is Llansamlet, almost 2 miles away.

Commuters are well served with Morriston situated with excellent road access approximately 1 1/2m of the M4 Junction 45 Westbound.

Q.

Morriston points of interest

A.

Swansea Pavilion Repertory Theatre Historic Building and Swansea Castle Cadw are close at hand to Morriston.

The most convenient hospital for Morriston is Morriston Swansea.

Q.

How do I find low cost conveyancing?

A.

Both high-street and online solicitors claim to offer so-called 'the cheapest conveyancing quotes', but extra costs are often hiding in the solicitor's terms. Extra costs should be fair and clearly defined. Third party costs, termed disbursements, to be paid ought to be defined on the quote

Q.

The internet has a number of very helpful handbooks giving details on by passing the solicitor e.g. Buying a House: A Step-by-step Guide to Buying Your Ideal Home (How to) . Do I have to use Morriston lawyer ?

A.

Should you wish to attempt to do this you can conceivably engage in the your own conveyancing without external help from lawyer in Morriston .

Above all DIY conveyancers will not have sufficient indemnity cover that all firms and their solicitors must carry.

Q.

In respect to the serious river flooding in Wales we are concerned that environmental searches won't be exacting enough?

A.

A diligent solicitor in Morriston will suggest that you apply for flood risk searches from Landmark if the environmental searches identifies a the local Morriston flood risk

You might be able to get in touch with a neighbour or local resident for extra peace of mind if you are still worried.

Q.

I would like to know which Morriston lenders your solicitors work with. Which panels are you on?

A.

Of lenders with offices in Morriston, we closely with many. Morriston lenders and mortgage specialists include Principality Building Society, 101 Woodfield St, Morriston, Swansea, SA6 8AS.

Q.

Is it important that I get a chancel search if we are buying in Morriston?

A.

Chancel repair can require property owners to pay for repairs to a local church. Indemnity policies can be arranged if chancel liability is likely to be enforced.

Q.

Which government authority has overall responsibility for monitoring the state of conservation areas in Morriston and Morriston?

A.

Conservation areas in Morriston are created by Swansea who maintain the state of the area including things like neon signs, addition of hard standings to front and private spaces. Following a campaign, English Heritage maintain information about the condition of conservation areas in Morriston and throughout England along with the trend of the area.

Q.

I am anxious about the council tax amounts on a residential end of terrace property in Morriston, what are they?

A.

Customarily a conveyancing report on title should give the Swansea council tax band.

Correct rates for residents of Morriston are set out online at the Swansea council website. Currently, 02 December 2012, rates are:

  • Band A - £780.04
  • Band B - £910.05
  • Band C - £1,040.05
  • Band D - £1,170.06
  • Band E - £1,430.07
  • Band F - £1,690.09
  • Band G - £1,950.10
  • Band H - £2,340.12

Q.

Dudley Building Society will be our mortgage lender, what do we need to be aware of?

A.

Traditionally, it was usually straightforward for solicitors to act for both a buyer and their lender. Recently, a number of lenders are now limiting the firms who can act for them. For property buyers, this can result in significantly higher legal costs. Homeward Legal are able to act for all major mortgage lenders, ensuring that an additional property lawyer will not be required to act for your lender.