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Transfer of Equity in Mountain Ash

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Mountain Ash

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Mountain Ash clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Mountain Ash Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 30/11/16

Regional travel and health information

The closest station to Mountain Ash is Mountain Ash and Mountain Ash's closest airport is Cardiff Airport (20 miles).

Mountain Ash General is the closest hospital to Mountain Ash.

Q.

Can you confirm your cheapest fee for a £669,000 residence? I am trying to find a discount conveyancing estimate in Mountain Ash.

A.

Both high-street and online property lawyers claim to offer theoretically cheap conveyancing quotes. However additional charges will be included in the terms of engagement. Any additional charges which are listed in the small print needs to be reasonable and clear. They come into force only if your lawyer is required to complete unexpected extra work for you, which could not be anticipated at the start of the process.

Q.

Topaz Finance is our mortgage lender, is there anything I need to know?

A.

When buying with a mortgage, a mortgage provider will need legal work to be undertaken in relation to the mortgage. Purchasers should be aware that some lenders have decreased the number of firms on their approved panel, resulting in increased conveyancing costs for property buyers if their solicitor is unable to act both on their behalf, and for their lender. Homeward Legal can act for most lenders, keeping buyers' legal costs to a minimum.

Q.

How do you determine stamp duty?

A.

Stamp Duty is dependent on a small range of considerations, primarily the value of the property. It is £56950 on a £1139000 property.*

*(Source - www.gov.uk, January 2013)

Q.

In the next month we are shortly going to move out of our detached residence on the outskirts of Mountain Ash to a new flat in Ferndale , at what stage to book a house removal firm?

A.

Most conveyancers tend to recommend that house movers put off booking a removals company until exchange of contracts as commonly a move date wont have been agreed. Local removals companies include Easymove, 29 Park St, Penrhiwceiber, Mountain Ash, CF45 3YW Tel: 07766 685787.

Q.

As a consequence of the serious river flooding in Wales I am wondering if environmental searches aren't sufficient?

A.

A competent property lawyer in Mountain Ash will recommend that you carry out environmental searches if the standard searches flag up any kind of Mountain Ash flood risk area data

You might be able to speak to a neighbour or local resident for that extra comfort.

Q.

Do your solicitors specialise the legal conveyancing of auction properties in Mountain Ash?

A.

Our property solicitors commonly do the legal work for buyers and sellers at auction. We often advocate auction buyers to appoint an experienced conveyancing lawyer before the property auction date for a full investigation.

Following the date of the auction, the lawyer must be able to concentrate on complete the auction conveyancing process in less than 28 days after exchange of contracts, a normal requirement of terms and conditions of sale.

Q.

How long may conveyancing legal work take, on average? We are buying in Mountain Ash.

A.

The amount of time taken to buy or sell a house varies, affected by several issues which may affect the property. These could include whether a mortgage lender requires particular searches. For most firms in England and Wales, the average is between 8 to 12 weeks, whereas our solicitors drive the process forwards, completing within eight weeks.

Q.

Are 'conveyancing searches' that important?

A.

Conveyancing searches are a standard set of enquiries requested by the solicitor. Conveyancing searches are very informative, but refer specifically to legal-related matters.

 
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