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Conveyancing in Mountain Ash Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 27/04/17

Regional travel and health information

The closest station to Mountain Ash is Mountain Ash and Mountain Ash's closest airport is Cardiff Airport (20 miles).

Mountain Ash General is the closest hospital to Mountain Ash.

Q.

Can you confirm your cheapest fee for a £669,000 residence? I am trying to find a discount conveyancing estimate in Mountain Ash.

A.

Both high-street and online property lawyers claim to offer theoretically cheap conveyancing quotes. However additional charges will be included in the terms of engagement. Any additional charges which are listed in the small print needs to be reasonable and clear. They come into force only if your lawyer is required to complete unexpected extra work for you, which could not be anticipated at the start of the process.

Q.

We plan to buy a property in Bishopston. Will a chancel search be appropriate?

A.

Whichever Mountain Ash parish in which you are buying, a Mountain Ash conveyancing solicitor might recommend a chancel search. In older areas of Mountain Ash, chancel repair dues can be collected on the owners of a home where Parochial Church Councils have not imposed the same liability on the last owners. For property in the parish of Bishopston, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

What areas of conservation are there in Mountain Ash?

A.

Parts of Mountain Ash considered be of architectural merit, like picturesque villages, may be defined as conservation areas. Your solicitor will be able to provide more details and confirm

potential liability for unauthorised works, regarding specific conservation areas in Mountain Ash.

Q.

Topaz Finance is our mortgage lender, is there anything I need to know?

A.

When buying with a mortgage, a mortgage provider will need legal work to be undertaken in relation to the mortgage. Purchasers should be aware that some lenders have decreased the number of firms on their approved panel, resulting in increased conveyancing costs for property buyers if their solicitor is unable to act both on their behalf, and for their lender. Homeward Legal can act for most lenders, keeping buyers' legal costs to a minimum.

Q.

I have requested a quote from you. May we end up paying any extra charges?

A.

We do not charge any additional costs. Your quote is an honest and accurate fee.

Q.

Mountain Ash conveyancing solicitors apply for formal conveyancing searches when they are acting for a purchaser, what actual ones?

A.

If purchasing and obtaining a mortgage the mortgage lender will expect at least specific searches, including the following Local Authority Search, Drainage and Water Search (CON29DW or personal) and Environment Search and perhaps specific searches, which may include a Commons Search.

Q.

Where do I ascertain if the Mountain Ash conservation area is neglected?

A.

Local conservation areas are set up by Rhondda Cynon Taf who preserve conservation area concerns from including things like traffic signs, side extensions and building materials used. English Heritage have produced a list in relation to the state of conservation areas along with the vulnerability.

Q.

Will we need a house surveyor to inspect this Mountain Ash property purchase?

A.

We advise that Mountain Ash buyers order a RICS survey when you plan to buy in Mountain Ash. A range defects have a negative impact on a property. These can include corrosion of pipework.

 
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