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Conveyancing in Narborough Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/04/17

Narborough transport and health information

Narborough's closest station is Narborough. Narborough's nearest airport is Coventry Airport (17 miles). Birmingham Airport is 24 miles, East Midlands Airport is 19 miles and Tollerton Airport is 25 miles away.

Narborough is within 2 miles off the M1 junction entry 21 Southbound.

Leicester Royal Infirmary is the neighbouring hospital for Narborough.

Q.

We need to find a low cost conveyancing quote in Narborough. and what is included?

A.

Many solicitors offer supposedly 'the cheapest conveyancing quotes'. However extra charges can increase your solicitor's invoice. Extra fees should be fair and reasonable. A quote for conveyancing in Narborough must also state costs to be paid to third parties, such as the Land Registry, (disbursments).We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

We have found a buyer and have a quote from you. Could there be any additional costs?

A.

Homeward Legal's solicitors will never charge any hidden charges whatsoever. Some firms only provide estimates disguised as quotes, meaning that your final bill could be much higher.

Q.

If we are intending to buy near Narborough, in the parish of Belgrave, do we need a chancel search?

A.

A solicitor instructed to handle the transaction may suggest that a chancel search is taken out. Although some church councils have exercised their right to charge chancel repairs on the owners of lay rectorships, there is no way to be certain that a parish where chancel repair fees have not been paid previously will continue to be free from liability, so the solicitor will be unable to make any guarantees, and will recommend insurance.

Q.

Our mortgage lender will be Britannia - what will we need to be aware of?

A.

When arranging a mortgage to purchase a property, a mortgage provider will need legal work to be undertaken in relation to the mortgage. House buyers should be aware that, in some cases, lenders are now reducing the size of their 'solicitor panel'. This can mean greater conveyancing costs for property buyers. Homeward Legal, however, will act for all large lenders.

Q.

Do I need to get a chancel search if we are purchasing a house close by a church constructed in the 12th Century in Narborough?

A.

Where land in Narborough was once owned by a lay-rector, new owners of that property may be obliged to subsidise repairs to churches. A chancel search addresses if such a liability exists. Your conveyancing solicitor will suggest an appropriate indemnity policy to address chancel liability. Church lands in the local area where a chancel search may be necessary include All Saints and All Saints.

Q.

What environmental concerns can impact land in Narborough, and should they be a problem?

A.

A wide range of contaminants has the potential to affect Narborough property, like shallow mining. An environmental search will give more information.

Q.

What will the council tax cost me on a investment Band F maisonette in Narborough?

A.

Your homes pertinent band should ordinarily be highlighted as part of the title report along with the local council. The latest tax rates for residents of Narborough are tabled online at the Blaby local authority site. At the time of authoring (15 June 2012) rates are:

  • Band A - £1,002.00
  • Band B - £1,169.00
  • Band C - £1,336.00
  • Band D - £1,503.00
  • Band E - £1,837.00
  • Band F - £2,170.00
  • Band G - £2,504.00
  • Band H - £3,005.00

Q.

Is the Stamp Duty Land Tax fee a disbursement or fee?

A.

All fees and disbursements ought to be identified on your quote. This charge is a fee not a disbursement, and should be included in your conveyancing quote.

 
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