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Conveyancing in Neath Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/10/17

Neath area info

Aberdulais Falls National Trust , Aberdulais Falls Waterfall and Neath Abbey and Gatehouse Cadw are close to Neath.

Swansea Airport is 12 miles from Neath. Neath station is around a mile from Neath.

Drivers are well served with Neath enjoying very convenient major road access under a couple of miles off the M4 Junction 42 Westbound.

The closest hospital to Neath is Cimla.

Q.

What are the best rates for conveyancing for a 745k property?

A.

Several law firms advertise 'the cheapest conveyancing'. Often additional fees may inflate the solicitor's invoice. Our quotes are not estimates, stating all the solicitors fees you will pay for a standard sale or purchase.

Q.

I am expecting to be finally moving out of our period building in Neath into a flat in Glynneath what is the best point to appoint a home removal company?

A.

We usually advocate that buyers and sellers wait until after exchange of contracts has been notified as usually a moving date wont have been agreed.

Local information can be sought from Act, 163 Old Rd, Neath, SA11 2BN Tel: 01639 761882 or Colwill Removals, 21 Herbert Rd, Neath, SA11 2DD Call: 01639 767304.

Q.

Is a bankruptcy search a fee or disbursement?

A.

It may not be clear whether an item on your quote is a fee or disbursement. This charge is a disbursement not a fee, and is passed on to the buyer at cost.

Q.

Is there a danger that we could be gazumped?

A.

Gazumping occurs when a seller accepts a purchaser's offer and later dismisses it. Instead, they then go for a better offer. There is almost always a danger of gazumping. You should instruct your solicitor as soon as possible to reduce the chance of gazumping.

Q.

Neath property lawyers order standard searches if instructed to act for a home buyer - which actual ones?

A.

If you are obtaining a mortgage the building society of bank requires you to particular searches, including the following Local Authority (council), Drainage and Water Search (CON29DW) and Environmental,, and possibly specific searches, like a Company Searches.

Q.

There is a lot of online help on DIY conveyancing when buying and selling a house - Is it practical to carry out the all of the legal work ourselves?

A.

There is no argument at all why a home mover cannot take care of he legal process on your own. In reality however, a property lawyer in Neath juggles a significant number of tasks including chasing lender for comments on issues raised and checking replies to additional enquiries many of which require a skilled professional. AT any rate solicitors are duty bound to carry the applicable professional indemnity insurance to safeguard you from any professional losses you encounter.

Q.

I am going to buy a property, is it that significant that searches are ordered?

A.

Searches are a typical collection of enquiries requested by the conveyancer, for example a tin mining search. They are not carried out by a property surveyor.

Q.

Can you confirm how we avoid paying for stamp duty to the Revenue?

A.

Stamp duty reduction scheme is not recommended, as such schemes are often uneconomical and HMRC may challenge a scheme up to six years later.