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Conveyancing in Needham Market Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/07/17

Regional transport and health information and addresses ;

Elmsett, Whatfield Rd Airport is 6 miles from Needham Market. and Needham Market train station is around 1 mile from Needham Market.

The nearest hospital for Needham Market is Stowmarket, Violet Hill Day.

Q.

How do I find the cheapest conveyancing solicitors?

A.

The lack of clarity surrounding this issue catches out many sellers and buyers, and can leave them paying far more in conveyancing fees than they budgeted. Many solicitors advertise theoretically 'the cheapest conveyancing'. Unfortunately additional fees will be included in small print. Busy, stressed sellers and buyers ignore these terms at their peril. Extra fees should be reasonable and only be applied if the solicitor must complete unanticipated additional work , which could not be anticipated at the start of the process.

Q.

We are buying on a Needham Market former industrial site. Could the soil be contaminated by industrial waste?

A.

Even where some contamination has occurred in Needham Market, risk levels are usually low. Various bodies hold data on land contaminants affecting Needham Market, including local authorities.

Q.

I am buying a residence in Ipswich St Mary at the Quay. Will we need a chancel search?

A.

The property lawyer could advise that a chancel search be taken out, regardless of the parish in which the property being purchased is located. In Needham Market's much older areas, chancel repair has the potential to be charged on the owners of a property where Parochial Church Councils may have spared previous owners or tenants. For property in the parish of Ipswich St Mary at the Quay, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

Can I bypass paying for stamp duty in Needham Market?

A.

Stamp Duty Land Tax (SDLT) is usually due for property purchases priced at over 125,000 pounds. We firmly advise against any stamp duty mitigation scheme. Such schemes are costly and can be very unlikely to succeed.

Q.

What will the council tax cost me for a investment Band H flat in Needham Market?

A.

Your pertinent council tax band should, more often than not, be detailed within the conveyancer's title report, as well as by the governing local authority Correct rates for residents of Needham Market are set out at the Mid Suffolk council website. At the time of authoring on 23 August 2012 rates are:

  • Band A - £1,000.00
  • Band B - £1,167.00
  • Band C - £1,333.00
  • Band D - £1,500.00
  • Band E - £1,833.00
  • Band F - £2,167.00
  • Band G - £2,500.00
  • Band H - £3,000.00

Q.

How much would our searches be?

A.

With Homeward Legal's conveyancing service, a purchase conveyancing client required to pay no more than £249 for Needham Market conveyancing searches. Searches are paid to a third party, and will not be included in a solicitor's fees.

Q.

My wife and I are intending to buy in Needham Market, and would like to verify if there are any conservation areas.

A.

These areas detail regions designated as being of 'special architectural and historic interest'. Your conveyancing solicitor will be able to provide more details and address the impact buying in a conservation area may have.

Q.

What does 'gazumping' mean?

A.

This arises when a property seller accepts the 1st buyer's offer, only to refuse it in favour of a greater offer. It could occur weeks into a transaction. Though being gazumped is uncommon when property prices are falling, there is still a chance. The first step in reducing the chance that gazumping will effect you is to instruct a conveyancing solicitor early.

 
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