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Conveyancing in Needham Market Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 23/10/17

Regional transport and health information and addresses ;

Elmsett, Whatfield Rd Airport is 6 miles from Needham Market. and Needham Market train station is around 1 mile from Needham Market.

The nearest hospital for Needham Market is Stowmarket, Violet Hill Day.

Q.

How do I find the cheapest conveyancing solicitors?

A.

The lack of clarity surrounding this issue catches out many sellers and buyers, and can leave them paying far more in conveyancing fees than they budgeted. Many solicitors advertise theoretically 'the cheapest conveyancing'. Unfortunately additional fees will be included in small print. Busy, stressed sellers and buyers ignore these terms at their peril. Extra fees should be reasonable and only be applied if the solicitor must complete unanticipated additional work , which could not be anticipated at the start of the process.

Q.

Property lawyers in Needham Market carry out varied conveyancing searches when instructed to act for a home purchaser, which actual ones?

A.

If applying for a mortgage the mortgage lender will expect at least these searches - Local Authority (personal or official), Drainage Search and Environment Search,, and possibly area-specific searches, which might include Planning.

Q.

Conveyancing searches are based on past records and given recent events for instance the Met Office projecting more intense rainfall, are they comfort enough to advise us sufficient information about the risk of flooding in Needham Market?

Flood risk searches conducted by the conveyancer in Needham Market will include a far more informative Landmark flood search if it is felt necessary.

If you are worried why not try to speak to a local resident.

Q.

Can I bypass paying for stamp duty in Needham Market?

A.

Stamp Duty Land Tax (SDLT) is usually due for property purchases priced at over 125,000 pounds. We firmly advise against any stamp duty mitigation scheme. Such schemes are costly and can be very unlikely to succeed.

Q.

Which factors are important to ensure a fast conveyancing process?

A.

As is widely reported, contacting a proactive and experienced lawyer is crucial to a fast conveyancing transaction. There are a range of things you, as the buyer, can do to accelerate the legal work. These include:

  • arranging your mortgage offer
  • asking for property searches to be ordered immediately
  • answering any queries raised by your lawyer as soon as possible

Q.

My wife and I are intending to buy in Needham Market, and would like to verify if there are any conservation areas.

A.

These areas detail regions designated as being of 'special architectural and historic interest'. Your conveyancing solicitor will be able to provide more details and address the impact buying in a conservation area may have.

Q.

Is a drainage search a fee or disbursement?

A.

Every disbursement and fee ought to be stated on your quote. This charge is a disbursement not a fee, and is passed on to the buyer at cost.

Q.

For a property valued at £1088000, how is stamp duty calculated?

A.

Stamp Duty is dependent on the purchase price of the house. It is £54400 on a £1088000 property.*

*Correct August 2012