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Conveyancing in Nelson Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 27/04/17

Local area services and health service information and addresses ;

Nelson is roughly 1/4 miles off the M65 junction entry 13 Westbound.

Leeds Bradford Airport is 23 miles from Nelson. The closest train station to Nelson is Nelson, almost a mile away.

Nelson, Pendle Community is a relatively close hospital to Nelson.

Q.

How do I get the best conveyancing rates in Nelson for a £424,000 house?

A.

Numerous solicitors promote so-called cheap conveyancing, but extra costs will be included in the small print. Any extra charges listed in your solicitor's terms should be fair and clearly defined. Homeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

The current owner appears to have fitted ill-suited stone cladding on the flat which I think might possibly overstep Whitefield conservation area guidelines.

A.

Your instructed conveyancing solicitor is required to identify whether the property is within a conservation area and whether any alterations have the essential consent. In the event that no authority consents can be provided your Nelson conveyancer will recommend the best alternative such as getting an indemnity insurance policy or requesting retrospective permission from the appropriate local authority.

Q.

How can I find if any of the protected Nelson conservation areas are in a poor state?

A.

The most recent list of the condition of Nelsons conservation areas is assessed by English Heritage ( a non departmental government body) and the following information is currently available at their site: Whitefield with Nelson marked as very bad with low vulnerability and condition improving significantly.

Q.

Is a house survey required when we are purchasing a property in Nelson?

A.

It is highly recommended that home buyers in Nelson instruct a surveyor to undertake a survey when you intend to buy in Nelson. A wide range of problems can affect a property, including roof spread.

Q.

What kind of scrutiny in connection with the uncertain risk of possible flooding in the Lancashire region will the Nelson property lawyer report on?

A.

An important step in the conveyancing protocol involves a solicitor applying for conveyancing and environmental searches that provide you with details about the Nelson historical flood risk. As an additional measure, a lawyer in Nelson could possibly advocate a more detailed specialist flood risk search.

Q.

Our lender is First Active - what do we need to consider?

A.

Buyers should know that a small number of lenders have decreased the number of firms on their approved panel. This can mean increased conveyancing costs for purchasers. We, however, will act for many CML-approved lenders to ensure that you will not need to pay legal fees for your lender's solicitor.

Q.

Will our conveyancer in Nelson inform me about the cost of the council tax on a Band H townhouse prior to exchange?

A.

Your solicitor will contact the relevant Pendle local authority to find out the applicable council tax band and rates, which will then be detailed in the conveyancer's title report.

Up-to-date rates for properties in Nelson are set out in detail at the Pendle council website. At the time of writing on 26 December 2012 the rates are:

  • Band A - £1,051.00
  • Band B - £1,226.00
  • Band C - £1,401.00
  • Band D - £1,577.00
  • Band E - £1,927.00
  • Band F - £2,277.00
  • Band G - £2,628.00
  • Band H - £3,153.00

Q.

Will the Nelson solicitor get any searches on the Lancashire thirties end-of-terrace flat I am intending to buy?

A.

When you are taking out a mortgage, your lender mandates the following for properties in Nelson: Local Authority Search, Drainage and Water Search (CON29DW or personal) and Environmental, as well as any area-specific searches such as Bankruptcy Search (K16).

 
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