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Transfer of Equity in New Malden

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors New Malden

Homeward Legal's panel of solicitors carry out remortgage conveyancing for New Malden clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in New Malden Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 30/11/16

Local travel and health service information

The closest train station to New Malden is New Malden. New Malden's closest airport is Heathrow Terminal 4 Airport. Heathrow Terminals 1 2 3 Airport is 10 miles, London City Airport is 16 miles, London Heliport Airport is 6 miles, Heathrow Terminal 5 Airport is 11 miles s, Farnborough (TAG London) Airport is 24 miles, Gatwick South Terminal Airport is 18 miles, Gatwick North Terminal Airport is 17 miles, Northolt Jet Centre Airport is 13 miles, Elstree Airport is 18 miles, White Waltham Airport is 23 miles and London Biggin Hill Airport is 14 miles away.

The nearest hospital for New Malden is New Victoria Kingston upon Thames.

Q.

We need to find the cheapest conveyancing solicitors in New Malden. How do we get a quote?

A.

Various conveyancers claim to offer 'the cheapest conveyancing quotes', but extra fees are frequently hidden in the solicitor's terms, left unregarded by busy buyers Any extra fees needs to be fair and reasonable and be applicable solely where the conveyancer must complete additional work for you, which could not be anticipated at the start of the process.

Q.

Environmental searches are based on archived information and when you consider current events for instance the extensive flooding in the UK in April 2012 are they comfort enough to ascertain enough about the New Malden risk of flooding?

A.

A New Malden lawyer should always carry out property environmental searches if the initial conveyancing searches flag up any kind of New Malden area flood risk

For more history perhaps you could converse with a neighbour of the property or regional Kingston upon Thames flood repair builder e.g. Letts Co, Malden Rd, New Malden, KT3 6AG Tel: 07534 637740.

Q.

What are the alternatives if we buy a converted house inside a Kingston upon Thames local authority designated conservation area ?

Part of the conveyancing process includes making enquiries of the Kingston upon Thames authority to ascertain conservation area status and the appropriate formal approval for any modifications. .

Q.

If I plan to purchase in the parish of Old Brentford, will it be necessary to get a chancel search?

A.

A conveyancer is likely to recommend a chancel search, regardless of the parish where the residence being bought is found. In older areas of New Malden, chancel repair can be imposed on owners of a residence where parish councils have not imposed the same liability on the last owners, so it can be difficult to use this as a guide.

Q.

How is Stamp Duty Land Tax rates calculated, how much do we need to pay on a £983000 property?

A.

The rate of stamp duty you pay will rely on several factors, primarily the value of the house. For a house in New Malden purchased for £983000, SDLT will be £39320 (source: www.hmrc.gov.uk, March 2013).

Q.

Will a title report prepared by the solicitor in New Malden include details of the applicable rates of the council tax for a Band G house before exchanging contracts?

A.

Your solicitor will contact the local council to ask about the most up to date council tax rates, which will be set out in the conveyancer's title report. Up-to-date rates for properties in New Malden are set out at the council website.

Q.

Does your New Malden property solicitor do any property conveyancing searches on the London Edwardian detached flat I want to buy?

A.

If buying and applying for a mortgage the lender mandates a solicitor to get at least specific searches, including these searches - Local Authority, Drainage and Water Search and Environment Search, and possibly less common searches for example Index Map.

Q.

What length of time does conveyancing to buy a property generally require, in your experience? We have already found a buyer.

A.

For the majority of home movers, the number of weeks needed to transact property varies. This is based on numerous legal considerations, for example, whether a mortgage is involved. The national average is 8 to 12 weeks, whereas Homeward Legal work towards four to six weeks, wherever possible.

 
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