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Conveyancing in Newbridge Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/07/17

Newbridge transport and health information and addresses ;

Newbridge's nearest airport is Cardiff Airport (20 miles). Newbridge's nearest train station is Pengam at 4 miles.

Oakdale is a nearby hospital to Newbridge.

Q.

How do I find fixed rate conveyancing in Newbridge?

A.

Misleading conveyancing quotes catch out many home owners, leaving them to pay sometimes £100s more than planned, and many firms claim to offer 'the cheapest conveyancing'. Unfortunately extra costs are often hiding in the solicitor's terms. Any disbursements ought to be listed on a Newbridge conveyancing quote Any extra costs included in terms of engagement should be fair and only come into force where the lawyer is required to complete extra work , which could not be anticipated at the start of the process.

Q.

Halifax is our mortgage lender, is there anything we need to consider?

A.

Some lenders have reduced their 'solicitor panel'. This can mean increased conveyancing costs for home buyers. We can act on behalf of the vast majority of mortgage lenders to ensure that you will not need to pay your lender's legal costs.

Q.

Following recent news about the serious river flooding in Wales, I am worried that conveyancing and environmental searches won't be detailed enough?

A.

A diligent property solicitor in Newbridge will recommend that you also get detailed property environmental searches from Landmark if the initial search flags up a Newbridge flood risk.

You can contact a future neighbour for more information.

Q.

Is there anything we can do to bypass paying stamp duty tax?

A.

Stamp Duty Land Tax (SDLT) usually must be paid for property purchases over 125,000 pounds. Stamp duty scheme should not be considered

when purchasing in Newbridge, as such schemes are often uneconomical and can be very unlikely to succeed.

Q.

I am going to a property auction and will need to organise a fast purchase, what can we do to speed up our conveyancing process?

A.

The key to fast conveyancing is to use a proactive, diligent property lawyer. There are numerous tasks you as the buyer can do to get moving sooner. These include:

  • pushing the property lawyer to begin enquiries as soon as possible
  • completing all forms as soon as possible
  • ordering a property survey early in the transaction

Q.

What does a Newbridge property solicitor advise if the building is situated in a Caerphilly council conservation area which seems to have unsympathetic roof aerials added?

A.

Caerphilly council enquiries conducted by a solicitor as part of the conveyancing should determine whether the property is inside a conservation area proof of consent for alterations will be requested.

Q.

How do we work out stamp duty tax, how much do we need to pay on a £270000 Newbridge house?

A.

Stamp Duty in Newbridge will depend on the purchase price. Stamp duty will be £8100 on a £270000 property.*

*This information correct as of August 2012

Q.

We are intending to buy a residence in the parish of Newbridge. Is a chancel search specified?

A.

Your conveyancing lawyer might recommend a chancel search. Although some church councils have opted to exact chancel repairs on the current owners of land subject to chancel liability, there is no guarantee that a parish where chancel repair fees have not been paid previously will remain liability-free for new owners. Even if liability is unlikely, indemnity insurance is a sensible precaution.

 
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