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Conveyancing in Newport Pagnell Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 24/07/17

Things to do in Newport Pagnell

New Bradwell Bucks Windmill, Ark Wildlife Hospital Animal Sanctuary and Broughton St Lawrence Churches Conservation Trust are close to Newport Pagnell.

Milton Keynes Central train station is about 4 miles from Newport Pagnell. The closest airport to Newport Pagnell is Turweston Aerodrome Airport (16 miles). Luton Airport is 21 mile and away.

Newport Pagnell is approximately 2m of junction entry 14 Northbound of the M1.

The neighbouring hospital for Newport Pagnell is Milton Keynes.

Q.

Although there are lots of £99 fixed quotes online, how do we find a reputable one? We need to find a fixed rate conveyancing quote.

A.

Numerous property lawyers purport to offer 'the cheapest conveyancing quotes'. However additional costs are often hiding in the solicitor's terms of engagement. Third party costs, termed disbursements, to be paid ought to be listed on a conveyancing quote based on the property you intend to buy, our online quote calculator will generate an accurate statement of conveyancing fees.

Q.

For a fast completion to buy a £100k home, what should we do?

A.

The key to fast conveyancing is to instruct a experienced property lawyer. There are a number of tasks you could do, including, quickly completing and return any forms, confirming your mortgage offer and requesting regular updates from your property lawyer and keep the pressure on.

Q.

For our mortgage lender, we have chosen Britannia - what will we need to be aware of?

A.

Traditionally, solicitors could carry out mortgage-related work for most lenders. House buyers should consider that a small number of lenders have opted to reduce the size of their 'solicitor panel'. For buyers, this can result in significantly greater legal costs. We are able to act on behalf of most mortgage lenders.

Q.

Will we need a chancel search if we plan to purchase in the parish of Milton Keynes?

A.

Whether you are buying a building in Newport Pagnell or elsewhere in the county, the conveyancing solicitor may suggest that a chancel search is taken out. Through some parish councils have decided to impose chancel repairs on the current owners, there is no guarantee that a parish in which lay rectors have not been expected to pay chancel repair dues recently will not be so in future. Even if liability is unlikely, indemnity insurance is a sensible precaution.

Q.

What is the council tax on a detached dwelling in Newport Pagnell?

A.

Conventionally a title report should contain the relevant Milton Keynes council tax band. The latest council tax charges for Newport Pagnell are set out in detail online at the Milton Keynes council website. Currently (14 December 2012) rates are:

  • Band A - £928.00
  • Band B - £1,083.00
  • Band C - £1,237.00
  • Band D - £1,392.00
  • Band E - £1,701.00
  • Band F - £2,011.00
  • Band G - £2,320.00
  • Band H - £2,784.00

Q.

We are buying in Newport Pagnell, and have a conveyancing quote from you. May there be any additional costs?

A.

Homeward Legal do not hide any hidden extra costs. Your conveyancing quote is an honest and accurate fee.

Q.

The property being purchased is on a brownfield site. Could the soil be contaminated by industrial waste?

A.

Policies and legislation are in place to control pollution, waste, water and chemical contamination. Also considering issues such as water contaminants such as sewage and herbicides, contaminants affecting Newport Pagnell property will be factored into an environmental search.

Q.

Which mortgage lender panels in Newport Pagnell are your solicitors members of?

A.

Homeward Legal are able to work with all the major lenders assisting Newport Pagnell buyers. Newport Pagnell lenders and mortgage specialists include Crabtree Consulting Ltd, 12 Atterbury Way, Great Houghton, Northampton, NN4 7AU, Chartners Independant Mortgage Brokers, 3 Turpyn Ct, Woughton On The Green, Milton Keynes, MK6 3BW, and Lowden William & Associates, Bamford La, Turvey, Bedford, MK43 8DL.

 
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