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Conveyancing in Newton Abbot Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/04/17

Newton Abbot services and health information

Newton Abbot's closest airport is Exeter International Airport. Plymouth City Airport is 24 miles and away and Newton Abbot's nearest station is Newton Abbot.

Q.

Newton Abbot area info

A.

Bradley National Trust West Ogwell Church Churches Conservation Trust and Torbryan Holy Trinity Churches Conservation Trust are easily accessible from Newton Abbot.

The most convenient hospital to Newton Abbot is Newton Abbot.

Q.

I need to find the cheapest conveyancing quote. as we are on a budget.

A.

Misleading conveyancing quotes catch out many buyers, leaving them to pay sometimes £100s more than planned. Many solicitors claim to offer supposedly cheap conveyancing, but additional costs may be added into the solicitor's terms of engagement. This small print is often not read by buyers in a hurry. Any extra fees found in terms of engagement ought to be fair. They be applicable solely where your solicitor is required to perform tasks outside a normal transaction in your interest, which could not be anticipated at the start of the process. A quote should state applicable disbursements.

Q.

If we are intending to buy near Newton Abbot, in the parish of Hartland, do we need a chancel search?

A.

Your conveyancing solicitor may suggest a chancel search, whichever parish where the house being bought is found. Through some Parochial Church Councils have taken the decision to charge chancel repairs on the current owners of lay rectorships, a solicitor cannot state with certainty that a parish where chancel repair fees have not been paid previously will remain liability-free for new owners. Even if liability is unlikely, indemnity insurance is a sensible precaution.

Q.

Please give reasons why conveyancing for a purchase goes on for so long?

A.

The legal work involved in buying or selling Newton Abbot property can be delayed even where there is no chain. In some cases, the delays are beyond the conveyancing solicitor's power, Homeward Legal, however, understand that these can cause considerable stress and do our best to diminish their burden by pushing all parties involved.

Q.

How can we guard against gazumping?

Gazumping occurs when a property seller agrees to a lower offer, then refuses it, choosing instead a better offer. It could occur days before contracts are due to be exchanged. Though gazumping is uncommon when property prices are falling, there is still a danger. Instructing a proactive solicitor early should help to mitigate this risk.

Q.

Rooftop Mortgages will be our lender - what will I need to check?

A.

Traditionally, most solicitors could act for the majority lenders. Over the last two years, some lenders have opted to reduce the size of their 'solicitor panel', potentially creating higher legal costs for property buyers. We can act on behalf of most UK mortgage lenders.

Q.

Flood risk searches may be standard procedure for home buyers but considering recent events such as the major flooding in Sept 2012 in South West England are they enough to determine enough about the risk of flooding in Newton Abbot?

A.

A thorough Newton Abbot conveyancing solicitor will recommend that you get environmental searches from Landmark if the standard search identifies a the local Newton Abbot flood risk

You could always contact a neighbour of the property for that more assurance or local Devon flood damage expert - such as:, Elpico Exeter Cross, Liverton, Newton Abbot, TQ126EY Tel: 01626 821799.

Q.

Will I need to get a chancel search? We are buying by a church built in around the 1300s in Newton Abbot.

A.

Property owners in Newton Abbot may be subject to chancel repair liability. A chancel search will confirm whether liability for Newton Abbot properties is likely to exist. Newton Abbot churches where a chancel search may be appropriate include All Saints, St Bartholomew, St Mary and St Mary the Virgin.

Q.

Does our lawyer in Newton Abbot report back to me about the cost of council tax for a Band H townhouse prior to completing on the purchase?

A.

The conveyancer will liaise with the governing Teignbridge local authority to ask about the applicable council tax band and rates, which should then be added to the title report.

Correct rates for homes in Newton Abbot are set out at the Teignbridge council website. On (09 October 2012) band rates are:

  • Band A - £1,031.00
  • Band B - £1,203.00
  • Band C - £1,375.00
  • Band D - £1,547.00
  • Band E - £1,891.00
  • Band F - £2,235.00
  • Band G - £2,579.00
  • Band H - £3,094.00

 
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