Does my lawyer in North Cheam carry out any conveyancing searches on the London Fifties end-of-terrace property I am intending to purchase?
When applying for a mortgage the mortgage lender mandates a solicitor to get at least specific searches, including the following for properties in North Cheam: Local Authority Search, Drainage Search (Con29DW) and Environmental, and perhaps area-specific searches e.g. a HS35.
Should we get a chancel liability search? We are buying in North Cheam.
Some owners in North Cheam can be required to fund repairs to church property in the locality. Following the Land Registration Act 2002, interest over any affected land must be registered by October 2013. This will make it easier to identify affected property through a chancel search. A conveyancing solicitor will be able to advise further.
As a result of the extensive flooding in the UK in April 2012 we are questioning if conveyancing searches (environmental) might not be thorough enough?
A good conveyancing solicitor in North Cheam will consider get flood risk searches if the standard search spots a significant risk North Cheam flood risk.
You could always contact a neighbour of the property for some extra local information if still concerned.
Is Homeward Legal set up to complete within 28 days of exchange on the conveyancing of property auction properties in North Cheam?
Our CQS solicitors regularly work for sellers at auction. Homeward Legal consistently advocate auction buyers to instruct a qualified lawyer prior to the property auction for a full report of the sellers pack. After the auction you are the property conveyancing lawyer will be ready for carry out the purchase in under 28 days as typically required by the auction conditions.
What specific things do I need to look out for if I’m buying a house on the coast?
With worsening weather and floods now becoming increasingly commonplace, with the media remarking on it in depth, buying a property that has a likelihood of flooding is a difficult decision to make. Not only is there the issue of cleaning up if it does flood, but insurance premiums will be much higher (and perhaps even prohibitive).
For homes in coastal areas, there is also the problem of coastal erosion, where some properties have been seen to literally fall into the sea.
However, the good news is that picking a home in a coastal region doesn’t automatically mean that it’s going to be subject to flooding or that it’s eventually going to slip into the sea. The searches ordered by your conveyancing solicitor will identify the level of risk associated with the property and, based on this, your solicitor may recommend that you take out specialist reports (e.g. from Landmark or other organisations) to get a more in-depth description of the risks and options. These are in addition to the standard set and will be charged to you as a disbursement at cost.
Your surveyor will also be able to identify evidence of previous floods and other problems during their inspection and provide advice in their report. If the problems are considered sufficiently severe, the surveyor may also note the specifics for further investigation by your conveyancing solicitor.
What can a North Cheam property lawyer recommend if the home I am planning to buy is inside a Merton local authority conservation area that has unsightly stone cladding fitted to it?
The local authority search (LLC1 - Requisition for search and Official Certificate of Search) conducted by a property lawyer during the conveyancing process should determine if the North Cheam property a conservation area and any evidence of permission for alterations will be asked for.