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Transfer of Equity in North Somerset

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors North Somerset

Homeward Legal's panel of solicitors carry out remortgage conveyancing for North Somerset clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in North Somerset Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 30/11/16

Local points of interest in North Somerset

Tyntesfield National Trust , Blacknore Point Lighthouse, Clapton-In-Gordano St Michael Churches Conservation Trust and Brockley St Nicholas Churches Conservation Trust are in North Somerset.

North Somerset is about three miles of junction entry 19 Southbound of the M5.

Bristol Airport is 4 miles from North Somerset. and Nailsea and Backwell station is almost 2 miles from North Somerset.

The nearest hospital is Clevedon.

Q.

How do I find affordable conveyancing in North Somerset?

A.

Many conveyancers purport to offer so-called 'the cheapest conveyancing quotes', however additional fees will be included in the terms. Extra costs listed in terms of engagement needs to be fair. They only apply to matters if your lawyer must perform additional tasks in your interest, which could not be anticipated at the start of the process. Third party costs, termed disbursements, to be paid should be included on the quote. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

What is the council tax on a Sixties converted Band A house in North Somerset?

A.

You will be include the houses council tax band with the report on title. Correct charges for residents of North Somerset are listed online at the North Somerset council site. At the time of writing, 10 December 2012, rates for all bands are:

  • Band A - £950.00
  • Band B - £1,109.00
  • Band C - £1,267.00
  • Band D - £1,425.00
  • Band E - £1,742.00
  • Band F - £2,059.00
  • Band G - £2,376.00
  • Band H - £2,851.00

Q.

Is tenancy agreement vetting a fee or disbursement?

A.

It is not always clear if a charge is a disbursement or a fee. This charge is a fee not a disbursement, and should be included in your conveyancing quote.

Q.

Is there anything we can do to defer paying out for SDLT rates?

A.

Stamp Duty Land Tax is due for property priced at over one hundred and twenty-five thousand pounds. We do not recommend any form of stamp duty reduction scheme. These schemes are highly expensive and HMRC may challenge a scheme up to six years later.

Q.

I am buying a £972000, what will be worked out for stamp duty?

A.

Stamp Duty Land Tax in North Somerset is based on several factors, including the purchase price. Stamp duty will be £38880 on a £972000 property.

Q.

Might it be imprudent to do the conveyancing on a DIY basis on our own.

A.

Legally speaking there is no argument at all why a seller cannot undertake the majority of the legal process on your own.

That said, a conveyancing solicitor in North Somerset carries out a huge number of tasks e.g. liaising with the insolvency office for k15 entries and the Land Registry formalities which are more safely handled with appropriate a qualified solicitor.

Q.

Will the fixtures and fittings form include items such as a washing machine?

A.

New owners are frequently confused by the lack of detail regarding what fixtures and fittings should be included. To avoid confusion, a list should be agreed by both sides and will clarify precisely what is to be included.

Q.

The current owner has unfortunately installed unsuitable cladding to the flat which I think may break the Clevedon Triangle conservation area guidelines.

A.

The conveyancing solicitor is required to see whether the property is within a designated conservation area and whether any modifications have appropriate consents from the North Somerset planning authority.

 
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