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Transfer of Equity in Northumberland

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Northumberland

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Northumberland clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Northumberland Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/01/17

Northumberland travel information:

Northumberland's nearest station is Morpeth at 16 miles and Northumberland's nearest airport is Newcastle Airport (19 miles).

Coquetdale Cottage Rothbury is a nearby hospital for Northumberland.

Q.

Please confirm the cheapest fee for a 307,000 home? We need low cost conveyancing.

A.

Misleading conveyancing quotes catch out many buyers, leaving them to pay sometimes £100s more than planned. Many firms advertise 'the cheapest conveyancing'. Often extra charges will be included in the small print. Extra fees found in terms of engagement should be reasonable and clear. The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.

Q.

How do we circumvent paying stamp duty tax?

A.

SDLT is generally payable for houses over £125,000. Stamp duty avoidance must be treated with caution by purchasers in Northumberland. These schemes are expensive and the HMRC can review a scheme up to 6 years after a sale is completed and the total stamp duty tax may be payable, along with interest and penalties.

Q.

If I am purchasing in the parish of Widdrington, should we get a chancel search?

A.

Your property lawyer is likely to recommend that a chancel search be ordered. Through some Parochial Church Councils have exercised their right to exact chancel repairs on the current owners of affected property, it cannot be guaranteed that a parish in which lay rectors have not been expected to pay chancel repair dues recently will remain liability-free for new owners. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

Does your solicitors firm look after property auction conveyancing in Northumberland?

A.

Our firm is very capable working with bidders at auction. Our highly qualified solicitors have acted for numerous buyers and

sellers at national and local auctions including Acuitus, Allsop (Commercial), Allsop (Residential), Auction House London, Award Property, Barnett Ross, Baxtons, Brendons Auctioneers, Countrywide Property Auctions and Drivers Norris.

Wise buyers know to instruct the firm as ahead of time as possible to allow enough time for a full report of the legal papers well before the auction day itself.

Subsequently, following the auction day itself you are the lawyer must be fully prepared to conclude all of the legal work in under 28 days after exchange, a requirement of conditions of sale.

Q.

Which issues assist with getting fast conveyancing?

A.

Experienced buyers will tell you that finding a proactive, diligent conveyancing solicitor is essential to a fast conveyancing transaction. When identifying an appropriate a conveyancing solicitor, ask yourself the following: How soon will they order searches? Was there a delay delivering a quote? What methods of communication do they use? Posting documents can adds days of waiting to a purchase.

Q.

What can impact land in Northumberland. Are they a problem?

A.

A range of contaminants may affect land, and factors like infilled land or air pollution will be considered as part of the environmental searches. Contamination in Northumberland can be caused by local waste sites, such as Divet Hill Quarry Offices, Little Bavington, Tyne & Wear, NE19 2BG.

Q.

What length of time can I budget for the conveyancing process take?

A.

For most property, the amount of time required to transact residential property will vary. This is according to a range of issues affecting the property, such as if a property is leasehold or freehold. With our property specialists, your sale, purchase or remortgage is undertaken as quickly as possible.

Q.

Do it yourself conveyancing without instructing a conveyancing solicitor in Northumberland is becoming possible when selling a maisonette. Would it actually be sensible ?

A.

Should you desire t use the various books to steer you, you can definitely engage in the bulk of the legal work without approaching property lawyer in Northumberland. Above all do it yourself conveyancers will not be covered by the applicable insurance cover that all legal firms are required to be covered by.

 
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