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Conveyancing in Northumberland Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 28/04/17

Northumberland travel information:

Northumberland's nearest station is Morpeth at 16 miles and Northumberland's nearest airport is Newcastle Airport (19 miles).

Coquetdale Cottage Rothbury is a nearby hospital for Northumberland.

Q.

Please confirm the cheapest fee for a 307,000 home? We need low cost conveyancing.

A.

Misleading conveyancing quotes catch out many buyers, leaving them to pay sometimes £100s more than planned. Many firms advertise 'the cheapest conveyancing'. Often extra charges will be included in the small print. Extra fees found in terms of engagement should be reasonable and clear. The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.

Q.

When in the conveyancing process should I get a conveyancer to act for us?

A.

If you choose a solicitor with 'no move, no fee' protection, instructing as early as possible is better, as there are several tasks which may begin straight away. Promptly instructing a solicitor for your Northumberland transaction can reduce the likelihood of your transaction aborting.

Q.

How does a Northumberland conveyancing solicitor report back on the risk and history of possible flooding in the Northumberland region?

A.

A residential property solicitor applies for property environmental searches that will include Northumberland flood risk area data information. Furthermore the Northumberland conveyancer could propose a more detailed (e.g. Homcheck) detailed local flood search.

Q.

I am going to purchase with Natwest - is there anything we need to check?

A.

Traditionally, almost all solicitors could perform legal work for both buyers and mortgage lenders. Recently, a number of lenders have reduced the number of firms on their approved panel, which may result in increased legal costs for house purchasers. We, fortunately, are able to act for most mortgage lenders to ensure that you will not need to pay legal fees for your lender's solicitor.

Q.

Do it yourself conveyancing without instructing a conveyancing solicitor in Northumberland is becoming possible when selling a maisonette. Would it actually be sensible ?

A.

Should you desire t use the various books to steer you, you can definitely engage in the bulk of the legal work without approaching property lawyer in Northumberland. Above all do it yourself conveyancers will not be covered by the applicable insurance cover that all legal firms are required to be covered by.

Q.

What will the council tax cost for a residential Band B maisonette in Northumberland?

A.

The homes appropriate council tax band will normally be given as part of the conveyancer's title report along with the local authority. Correct rates for residents of Northumberland are set out online at the Northumberland local authority site. On, 15 January 2013, rates are:

  • Band A - £1,003.00
  • Band B - £1,170.00
  • Band C - £1,337.00
  • Band D - £1,504.00
  • Band E - £1,839.00
  • Band F - £2,173.00
  • Band G - £2,507.00
  • Band H - £3,009.00

Q.

Does your solicitors firm look after property auction conveyancing in Northumberland?

A.

Our firm is very capable working with bidders at auction. Our highly qualified solicitors have acted for numerous buyers and sellers at national and local auctions including Acuitus, Allsop (Commercial), Allsop (Residential), Auction House London, Award Property, Barnett Ross, Baxtons, Brendons Auctioneers, Countrywide Property Auctions and Drivers Norris.

Wise buyers know to instruct the firm as ahead of time as possible to allow enough time for a full report of the legal papers well before the auction day itself.

Subsequently, following the auction day itself you are the lawyer must be fully prepared to conclude all of the legal work in under 28 days after exchange, a requirement of conditions of sale.

Q.

What length of time can I budget for the conveyancing process take?

A.

For most property, the amount of time required to transact residential property will vary. This is according to a range of issues affecting the property, such as if a property is leasehold or freehold. With our property specialists, your sale, purchase or remortgage is undertaken as quickly as possible.

 
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