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Conveyancing in Oakhill Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 20/04/17

Local travel information:

Oakhill's nearest train station is Highams Park. London City Airport is 7 miles from Oakhill. Heathrow Terminals 1 2 3 Airport is 22 miles, London Heliport Airport is 13 miles, Heathrow Terminal 5 Airport is 24 miles, Heathrow Terminal 4 Airport is 23 miles, Northolt Jet Centre Airport is 19 miles, Elstree Airport is 15 miles, London Biggin Hill Airport is 19 miles and Stansted Airport is 23 miles away.

Drivers are well served with Oakhill situated with very convenient road access very close at 1 1/2 mile off the M11 Junction 4 Northbound.

Holly House Buckhurst Hill is a nearby hospital to Oakhill.

Q.

How do I get fixed rate conveyancing?

A.

Many solicitors claim to offer cheap conveyancing quotes. However additional charges are often hiding in the terms. Extras which are listed in the terms ought to be reasonable.

Q.

We are intending to purchase with Irish Permanent, what do we need to be aware of?

A.

A small number of lenders have reduced the number of firms on their approved panel. This can mean increased conveyancing costs for buyers. We, however, can act for many lenders in the UK, ensuring that an additional solicitor will not be required to act for your lender.

Q.

Should we employ a property lawyer used by our agent?

A.

Agent recommendations are a common practice path for purchasers to get a solicitor. Such referrals should be compared against alternatives, as it may be the case that the agent recommends the conveyancer who pays out the highest referral fee, not the most appropriate choice.

Q.

How much is the council tax on a Fifties mid-terrace Band C property in Oakhill?

A.

You should be given detail on the houses council tax band within the title report.

The latest council tax charges for residents of Oakhill are tabled at the Waltham Forest local authority website. Currently, 11 November 2012, rates are:

  • Band A - £973.00
  • Band B - £1,135.00
  • Band C - £1,297.00
  • Band D - £1,459.00
  • Band E - £1,783.00
  • Band F - £2,107.00
  • Band G - £2,432.00
  • Band H - £2,918.00

Q.

Can you recommend how to get out of paying stamp duty to the Revenue?

A.

SDLT commonly must be paid for property sold for more than £125,000. Stamp duty scheme should not be considered when purchasing in Oakhill, because these schemes are costly and often likely to fail.

Q.

How much time should the conveyancing process usually take? We are buying in Oakhill.

A.

The time required to transfer a house does vary, with reference to several considerations including whether a mortgage lender requires particular searches. With Homeward Legal, your transaction is undertaken as quickly as possible.

Q.

What are the issues if we acquire a Oakhill building located inside a Waltham Forest council designated conservation area ?

A.

Part of conveyancing involves carrying out searches of the local authority to see conservation area status and consent for any modifications. Searches are charged at cost to the purchaser. In the absence of any consents the solicitor will give you professional advice on the best alternatives, which include seeking from the appropriate local authority or buying an indemnity policy.

Q.

Is an administration fee a disbursement or fee?

A.

Disbursements and fees should be identified on a quote. This cost is a fee not a disbursement, and should be included in a conveyancing quote.

 
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