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Transfer of Equity in Olney

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Olney

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Olney clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Olney Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 24/11/16

Local information:

Turweston Aerodrome Airport is 19 miles from Olney. Luton Airport is 24 miles and away. Olney's closest station is Milton Keynes Central at 9 miles.

Manor is a relatively close hospital to Olney.

Q.

What are the best conveyancing rates for a £553,000 house?

A.

Many property lawyers purport to offer theoretically cheap conveyancing, however extra charges may increase your final bill. Any extra costs which are listed in terms of engagement ought to be fair and clearly defined and only apply to matters if the lawyer is required to complete unexpected extra work , which could not be anticipated at the start of the process. Your conveyancing quote ought to list costs to be paid to third parties, e.g. the Land Registry, (disbursements).

Q.

Will you need to get a chancel liability search? I am buying near a 16th Century church in Olney.

A.

Owners of property proximate to specific local church buildings must fund repairs, where chancel repair liability exists. Following the Land Registration Act 2002, interest over any affected land in Olney must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Olney church properties where a chancel search may be appropriate include Parish Church of St Peter and St Paul.

Q.

What conservation areas are there in Olney?

A.

Locales deemed to be of historical or architectural value, such as 19th century suburbs, will be recorded as conservation areas. You may wish to contact the local council for more information, but your lawyer will investigate this in detail during the property transaction.

Q.

Can you confirm how to avoid paying for stamp duty to HM Revenue?

Stamp Duty Land Tax is usually due for property purchases priced at over one hundred and twenty-five thousand pounds. Stamp duty avoidance is not recommended for purchases in Olney. Such schemes are costly and HMRC may challenge a scheme up to six years later.

Q.

Environmental searches are compiled from past data and when you factor in recent flooding for example the Met Office projecting more intense rainfall in the future, are they the best way to identify enough about the Olney flood risk?

A.

Property conveyancing searches carried out by a property solicitor in Olney will also include the more rigorous Landmark flood search if required.

Sometimes buyers also speak to a close neighbour for that more assurance or local Buckinghamshire flood damage business such as: Panter Brian Ltd, 11 Harrold Rd, Lavendon, Olney, MK46 4HU Tel: 01234 714676.

Q.

Which local authority is responsible for Olney?

A.

Olney is located in South Northamptonshire Council, Springfields, Towcester, Northants, NN12 6AE, contact: 08452 300 230

Q.

Is a home buyers survey sensible when we are buying a house or flat, regardless of its age, in Olney?

A.

It is recommended that Olney buyers book a RICS survey. A range problems can negatively affect a property. These include severe weathering.

Q.

There is a lot of free information about conveyancing as a buyer of a flat - Would it be sensible to take care of the legal conveyancing process without help.?

A.

There is no reason why a buyer cannot conceivably complete the conveyancing without the help of Olney conveyancer. The truth is however that a lawyer carries out a large number of exercises including chasing replies to requisitions or apportioning ground rents which require a qualified professional. Critically DIY lawyers are taking risks without the correct indemnity insurance which every legal firms are required by their regulator to be covered by.

 
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