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Conveyancing in Otley Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 13/10/17

Otley travel information:

Otley's nearest airport is Leeds Bradford Airport. The closest train station to Otley is Menston, around 2 miles away.

Otley, Wharfedale General is a relatively close hospital to Otley.

Q.

How can we ensure our cheap quote is fixed? We are trying to find a low cost conveyancing quote in Otley.

A.

Many firms advertise theoretically 'the cheapest conveyancing quotes', however extra costs are frequently hidden in the terms of engagement. Any additional fees should be reasonable. They only be applied if the solicitor is required to complete extra work on your behalf, which could not be anticipated at the start of the process. Third party costs, termed disbursements, to be paid should also be clearly stated on a quote. Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

Does the property lawyer in Otley report on the risk and history of possible flooding in the Otley region?

A.

The conveyancing lawyer will conduct environmental searches that should include Otley flood risk data.

Q.

Is a home buyers survey sensible if we are buying a property?

A.

Homeward Legal firmly recommend that all purchasers arrange a home surveyor to perform a survey. A wide range of issues affect a property, which include wet rot and insect infestation. Such issues will not be considered during the conveyancing work itself.

Q.

Is a deed of covenant a disbursement or a fee?

A.

Comparing conveyancing quotes is often challenging, considering wide variations in formatting and terminology. This charge is a fee not a disbursement. It should be included in a conveyancing quote.

Q.

I am purchasing a house in Otley. Can I find out if the house is in a designated conservation area?

A.

These areas denote regions of 'special architectural and historic interest'. The local council will provide more details about local conservation areas, and the conveyancing solicitor handling your purchase address the impact buying in a conservation area may have.

Q.

How much is the council tax on a end of terrace property in Otley?

A.

Customarily the report on title will give information the appropriate Leeds council tax band. Up-to-date charges for Otley are set out at the Leeds local authority site. At the time of writing, 27/06/2012, rates are:

  • Band A - £875.00
  • Band B - £1,021.00
  • Band C - £1,167.00
  • Band D - £1,312.00
  • Band E - £1,604.00
  • Band F - £1,896.00
  • Band G - £2,187.00
  • Band H - £2,625.00

Q.

Otley conveyancing solicitors apply for standard property conveyancing searches when instructed by a purchaser, which actual ones?

A.

When you are obtaining a mortgage lender requires you to a specified set of searches, including the following for Otley: Local Authority (personal or official), Drainage and Water Search (CON29DW or personal) and Environment Search, as well as any less common searches e.g. a Coal and Brine.

Q.

Can I get out of paying stamp duty in Otley?

A.

Homeward Legal do not advise conveyancing clients arrange any form of stamp duty mitigation, as such schemes are highly expensive and HMRC may challenge a scheme up to six years later.