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Conveyancing in Ottery St Mary Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/07/17

Local key data:

The nearest train station to Ottery St Mary is Feniton and Ottery St Mary's nearest airport is Exeter International Airport.

The neighbouring hospital for Ottery St Mary is Ottery St Mary.

Q.

How do I find affordable conveyancing?

A.

Many firms advertise theoretically 'the cheapest conveyancing quotes', but extra fees may inflate the final invoice. Any fees which are listed in the small print ought to be fair and be applied only where your lawyer is required to perform tasks outside a normal transaction on your behalf, which could not be anticipated at the start of the process. Your quote should state any disbursements.

Q.

Which local authority is responsible for Ottery St Mary?

A.

Ottery St Mary is located in East Devon District Council, Council Offices, Knowle, Sidmouth, Devon, EX10 8HL, contact: 01395 516 556

Q.

Which lenders in Ottery St Mary do you work with?

A.

The Homeward Legal partnership have worked with the majority of lenders assisting buyers in Ottery St Mary. Ottery St Mary lenders and mortgage specialists include Westexe Mortgage Solutions Ltd, 25 Okehampton St, Exeter, EX4 1DY, Mortgage Shop, 38 Exeter Rd, Exmouth, EX8 1PS, and Beerstone Financial, The Granary/Higher Cobden, Whimple, Exeter, EX5 2PZ.

Q.

I am buying in Ottery St Mary with the Royal Bank of Scotland - what do we need to consider?

Your mortgage lender will require legal work to be performed on their behalf. House buyers should know that, in some cases, lenders have decreased the number of firms on their approved panel, which may result in higher legal costs for buyers. We are able to act on behalf of all major UK mortgage lenders.

Q.

How does a Ottery St Mary conveyancer advise on the risk of floods in Ottery St Mary?

A.

A property lawyer will conduct standard conveyancing and environmental searches that will include Ottery St Mary area flood risk data.

Q.

When in the conveyancing process do you need to get a conveyancer to act for us?

A.

With a firm offering a 'no move, no fee' conveyancing quote, the earlier in the process you can instruct a firm, the better, as the legal work can begin very early in the process. Promptly instructing a conveyancing solicitor for a sale means that documents can be prepared earlier, considerably accelerating the whole process, whereas if you are buying your offer may be taken more seriously if you already have a solicitor instructed.

Q.

I have requested a quote from you. Will we have to pay any additional costs?

A.

It is unfortunate that hidden fees are relatively common. Our solicitors will not charge any additional charges. Your conveyancing quote is an single, accurate price.

Q.

What will the council tax cost me on a investment Band C apartment in Ottery St Mary?

A.

The property's respective band should, more often than not, be given within the title report, as well as by the local council Council tax rates for properties in Ottery St Mary are published on the East Devon council website. As of 08 January 2013 rates are:

  • Band A - £1,005.00
  • Band B - £1,172.00
  • Band C - £1,340.00
  • Band D - £1,507.00
  • Band E - £1,842.00
  • Band F - £2,177.00
  • Band G - £2,512.00
  • Band H - £3,014.00

 
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