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Conveyancing in Ouston Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/07/17

Local Ouston attractions

Beamish North of England Open Air Museum English Heritage and Gateshead Shipley Art Gallery Art Gallery are easily accessible from Ouston.

Drivers are well catered for with Ouston ideally situated with very convenient motorway access nearby at around a mile and a half of the A1M Junction 63 Northbound.

The closest station to Ouston is Chester-Le-Street. Ouston's nearest airport is Newcastle Airport.

The closest hospital for Ouston is Washington, Picktree Ln.

Q.

I need a cheap solicitor quote to own a home. Can you assist?

A.

This catches out many homeowners, and can leave them paying far more in fees than they budgeted. Many solicitors offer supposedly cheap conveyancing quotes, but additional costs may inflate your solicitor's invoice. Extra fees found in the terms needs to be clearly defined.

Q.

Does the property solicitor in Ouston report back to me about the amount to be paid of the council tax on a Band H building before exchanging contracts?

A.

The conveyancer will liaise with the council to find out the appropriate council tax band and rates, which will be included in the report on title. Correct rates for Ouston are detailed on the Gateshead council site. On (05 February 2013) rates are:

  • Band A - £1,067.00
  • Band B - £1,245.00
  • Band C - £1,422.00
  • Band D - £1,600.00
  • Band E - £1,956.00
  • Band F - £2,311.00
  • Band G - £2,667.00
  • Band H - £3,200.00

Q.

Can you confirm which Ouston lenders your conveyancing solicitors work with. Whose panels are your solicitors on?

A.

Most lenders in Ouston are on our panels. Local mortgage lenders and brokers include Rock Wood Estates Ltd, 11 Harraton Ter/Durham Rd, Birtley, Chester Le Street, DH3 2QG. Your solicitor should be able to give more detail.

Q.

If we are buying near Ouston, in the parish of Ouston, do we need a chancel search?

A.

A conveyancer should confirm that a chancel search is taken out. In older areas of Ouston, chancel repair dues can be collected on the owners of a house where Parochial Church Councils (PCCs) may have not done so in the past. For property in the parish of Ouston, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

For our mortgage lender, we have chosen Bank of Scotland, what do we need to know?

A.

A small number of lenders are now limiting the firms who can act for them, resulting in greater legal costs for property purchasers in cases where the solicitor cannot act for their lender, and another must also be instructed. We will act for many mortgage lenders.

Q.

I've had a conveyancing quote from you. May I be expected to pay any hidden costs?

A.

No. We never charge any hidden extra fees for your conveyancing legal work.

Q.

I am buying a home, should we have searches carried out?

A.

Conveyancing searches are a set of enquiries ordered by the purchaser's property lawyer through several agencies, such as a coal mining search. Searches are strongly recommended, however they consider issues with the property's title.

Q.

Does a Ouston property solicitor advise us on the risk of flooding to properties in Ouston?

A.

An important part of the conveyancing process of purchasing a property involves a conveyancing lawyer making an application for environmental searches that offer details regarding Ouston flood risk area.

 
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