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Transfer of Equity in Oxfordshire

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Oxfordshire

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Oxfordshire clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Oxfordshire Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/01/17

Oxfordshire key data:

Kidlington, Oxford Airport is 6 miles from Oxfordshire. Turweston Aerodrome Airport is 20 miles, Kidlington Airport is 6 miles and Booker Airport is 22 miles away. The nearest station to Oxfordshire is Oxford, about a mile away.

The closest hospital to Oxfordshire is Radcliffe Infirmary Oxford.

Q.

What will the overall charge be on the sale of a £640k home? I am looking for affordable conveyancing in Oxfordshire.

A.

Several firms advertise supposedly 'the cheapest conveyancing quotes', but additional charges are often hiding in the solicitor's terms of engagement.

Q.

How much does charge for my conveyancing searches in Oxfordshire be?

A.

The cost of conveyancing searches for a Oxfordshire residential property does vary noticeably. Commonly ordered searches include a chancel liability search and a mining search.

Q.

Do your house conveyancing solicitors specialise the legal conveyancing of property auction properties in Oxfordshire?

A.

Our company do frequently do the legal work for bidders at auction. Our property lawyers have in the past worked for numerous bidders at local residential property auctions including Acuitus, Allsop (Commercial), Allsop (Residential), Auction House London, Award Property, Barnett Ross, Baxtons, Brendons Auctioneers, Countrywide Property Auctions and Drivers Norris.

Smart auction buyers know to decide on a an experienced conveyancing solicitor as soon as they can to allow sufficient time for a detailed investigation of the legal pack prior to the property auction date.

Thereafter, following the property auction date a conveyancing solicitor should be fully prepared to get through all of the legal work within 28 days as required by the auction conditions.

Q.

In what ways can a Oxfordshire property lawyer advise me on the potential risk of flooding in Oxfordshire?

A.

A necessary component in the legal due diligence process involves the conveyancing solicitor carrying out environmental searches that set out information with regard to Oxfordshire flood risk area. An inexpensive in-depth flood search (most likely a Landmark Database search) will sometimes be suggested by a qualified Oxfordshire property lawyer if in the event that the environmental search highlight a potential flood risk to the property.

Q.

Does my assigned conveyancer in Oxfordshire tell me about the amount to be paid of the council tax on a Band C property before exchange?

A.

Your conveyancer will write to the Cherwell local authority to ascertain the applicable council tax band and rates, which should then be detailed in the conveyancer's title report. The latest tax charges for homes in Oxfordshire are listed online at the Cherwell council website. As at, 10 January 2013, the rates are:

  • Band A - £1,014.00
  • Band B - £1,182.00
  • Band C - £1,351.00
  • Band D - £1,520.00
  • Band E - £1,858.00
  • Band F - £2,196.00
  • Band G - £2,534.00
  • Band H - £3,041.00

Q.

We are buying in Oxfordshire on a new-build ex-industrial use land. What should we do regarding mercury topsoil contamination?

A.

Most soils in Oxfordshire have some degree of contamination, from industry, agriculture and the natural environment . Data on many contaminants, such as disinfection by-products and water contaminants such as sewage, will be included in an environmental search.

Q.

Can you suggest how I circumvent paying HMRC stamp duty?

A.

Stamp duty mitigation scheme must be treated with caution. Such schemes are often uneconomical and , if the scheme fails, you may be charged a penalty of up to 100% of the stamp duty amount owed.

Q.

How long may conveyancing legal work take? I am buying in Oxfordshire.

A.

For most property in Oxfordshire, the number of weeks required to sell or purchase a residence may vary. This is affected by potentially many legal considerations including if either party has a mortgage. 8 to 12 weeks is the average for many firms, we however drive the process forwards, completing within eight weeks.

 
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