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Conveyancing in Oxton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/07/17

Local travel information:

Birkenhead Park train station is almost a mile from Oxton and Liverpool John Lennon Airport is 9 miles from Oxton. Howarden Airport is 15 miles away.

Oxton is very close at nearby at 1 mile off the M53 junction entry 3 Northbound.

The most convenient hospital for Oxton is Ashton House Birkenhead.

Q.

Although there are lots of £99 fixed quotes online, how do we find a reputable one? I am trying to find discount conveyancing.

A.

Lack of clarity over this topic catches out many sellers and buyers, and can leave them paying far more in fees than they budgeted. Many law firms promote theoretically cheap conveyancing quotes. Unfortunately extra fees can increase your final bill. Charges found in your solicitor's terms should be fair and only apply in cases where the conveyancer must perform additional tasks on your behalf, which could not be anticipated at the start of the process.

Q.

What can the fees for our searches total?

A.

Searches range in cost, subject to which searches have been ordered. The most generally useful searches include an environmental search and a mining search.

Q.

For a fast conveyancing process to buy a £388k home, what should we do?

A.

Contacting a proactive lawyer is the key to fast Oxton conveyancing. There are, however, numerous tasks you, as the buyer, can do to accelerate the process, including, pushing the lawyer to begin enquiries as soon as possible, promptly answering your lawyer's questions and organising your finances.

Q.

Flood searches are assessed from archived records but when one considers recent weather changes like flooding in Sept 2012 in North West England are they the ideal way to find out enough about the ever changing Oxton flood risk area?

A.

Flood searches handled by a solicitor in Oxton will include a more detailed flood search if the risk warrants it.

If you remain still anxious why not try to contact a local resident.

Q.

Myself and my partner are interested in purchasing in Oxton. How can we check if the property is in a designated conservation area?

A.

These areas conserve neighbourhoods of 'special architectural and historic interest'. Your property solicitor will be able to offer more information and discuss the relevant responsibilities.

Q.

What type of conveyancing searches in respect to the uncertain risk of flooding in the Merseyside region will my conveyancer in Oxton be able to apply for?

A.

An important part of the conveyancing protocol involves the conveyancing solicitor making an application for conveyancing searches (environmental) that provide you with details about the Oxton area flood risk.

Q.

How do we determine stamp duty tax and what should it be on a £429000 property?

A.

SDLT is based on the purchase price. On a £429000 property in Oxton, stamp duty will be £12870.*

*Correct July 2012

Q.

Which Oxton mortgage lenders do you work with?

A.

Homeward Legal have solicitors with experience working alongside most lenders. A number of mortgage specialists operate in Oxton, including Money Matters, 11 Radcliffe Rd, West Bridgford, Nottingham, NG2 5FF, S P F Private Clients Ltd, 9 Fletcher Gate, Nottingham, NG1 1QQ, and Mansfield Mortgage & Investment Services Ltd, Linzee House/Main St, Eakring, Newark, NG22 0DD.

 
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