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Conveyancing in Penley Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/10/17

Local travel information:

Penley's nearest airport is Howarden Airport. Ruabon train station is approximately 8 miles from Penley.

Chirk Community is the most convenient hospital.

Q.

How do I get the cheapest conveyancing solicitors?

A.

Many firms purport to offer so-called 'the cheapest conveyancing'. However extra charges will be included in the solicitor's terms. These terms are often ignored by excited homeowners, eager to get underway. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Which local authority is responsible for Penley?

A.

Penley is located in South Staffordshire Council, Council Offices, Wolverhampton Road, Codsall, South Staffordshire, WV8 1PX, Tel: 01902 696 000

Q.

Conveyancing solicitors in Penley apply for formal property conveyancing searches if instructed by a home purchaser - what specific searches?

A.

When you are getting a mortgage the lender will expect a solicitor to get at least a specified set of searches, including the following Local Authority (personal or official), Drainage and Water Search (CON29DW or personal) and Environmental and occasionally less common searches, which may include a Index Map Search (SIM).

Q.

For a lender, we have chosen Britannia - what will we need to know?

A.

A small number of lenders have reduced their 'solicitor panel'. For buyers, this can result in significantly increased legal costs. Homeward Legal are able to act for many lenders, ensuring that an additional solicitor will not be required to act for your lender.

Q.

For fast conveyancing on the purchase of a £862,000 house, what should we do?

A.

As is widely reported, instructing a proactive conveyancer is crucial to faster conveyancing. There are a number of things you, as the purchaser, can also do to speed up your conveyancing, such as, responding to all correspondence via the fastest means, requesting status updates from the conveyancer regularly and ordering a property survey early in the transaction.

Q.

Will we need a chancel search if we plan to buy in the parish of Foelas?

A.

The solicitor might recommend a chancel search, irrespective of the parish in which the house being purchased is located. Through some Parochial Church Councils have taken the decision to exact chancel repairs on the current owners of land subject to chancel liability, there is no guarantee that a parish in which lay rectors have not been expected to pay chancel repair dues recently will remain liability-free for new owners. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

Is it important that I get a chancel search? We are buying a flat in Penley.

A.

Potentially amounting to over £100,000 in repair cost obligations, chancel liability should be considered by buyers of Penley property likely to be affected. Liability has the potential to impact the value of a Penley property, but an indemnity policy may be available to protect the new owners. Your conveyancing solicitor will suggest an appropriate indemnity policy to address chancel liability.

Q.

Does your solicitors company specialise the conveyancing for auction properties in Penley?

A.

Homeward Legal is accustomed to working with bidders at auction. Very often unusual houses like derelict homes, are included in property auctions which need extra due diligence. Lawyers therefore encourage purchasers to formally instruct a qualified conveyancing firm before the auction day for a review.

Immediately following the auction day arrives you are the lawyer has to be fully prepared to get through the conveyancing process inside 28 days as typically required by the terms of sale.