Conveyancing In Penn Q & A's
Would arranging a building survey be sensible when buying a home?
We firmly recommend that all purchasers instruct a surveyor to perform a survey. It is a fact that there are a wide range of defects which will impact a property. These can include subsidence or severe weathering, and these will not be addressed by your conveyancing solicitor.
The home I’m buying has been empty for two years; what questions should I be asking the solicitor, the estate agent, and the surveyor?
If a home has been empty for a considerable period (such as the two years mentioned here), there’s usually a reason for it. There is estimated to be around a quarter of a million properties in the country that have been empty for more than 6 months.
The primary reason is that the owner hasn’t the funds to renovate the property, or they’ve started gutting the place and run out of money to take it further, or perhaps there’s been a significant problem (e.g. fire or flood are common instances). Most likely, these properties will come up at auction.
Your estate agent will be aware of its history if the property is on their books, so you can find out a lot from them, the council will have an empty property officer, and the Land Registry will have information on the deeds. As far as the solicitor is concerned, they will establish the position on the property as part of the conveyancing, while the surveyor will have experience of checking out such properties, with the advice that you order a Building Survey (the most detailed of the options) to check out its structural integrity. Note that mortgage lenders will be more reluctant to offer a loan on such homes.
Ultimately, the ball is in your court and, if you want to pursue buying such a property, you need to be prepared to do the research, which can take up a lot of time.
The moving process can be bewildering and stressful. Let Homeward Legal look after the legal side of things for you and we'll guide you through the process from start to end. Call 0800 038 6699 to find out more.
Do you advise that I get a chancel search? I am buying a property in Penn.
Chancel liability repair costs can run into £100,000s, which owners of affected property will be compelled to pay on demand to the Penn Church council. A chancel search is used to confirm whether such a liability exists. Liability is more common in some parts of the country. A conveyancing solicitor will be able to advise as to whether a chancel search is necessary, and recommend suitable insurance. Church properties in the local area where a chancel search may be necessary include Holy Trinity and St.Bartholomew.
What is the council tax on a Thirties converted Band B dwelling in Penn?
You will be advised on the property's band with the title report. The correct rates for residents of Penn are set out in detail online at the Wolverhampton local authority site. At the time of writing, 29 June 2012, the different rates are:
- Band A - £976.00
- Band B - £1,139.00
- Band C - £1,301.00
- Band D - £1,464.00
- Band E - £1,789.00
- Band F - £2,115.00
- Band G - £2,440.00
- Band H - £2,928.00
Our estate agent has suggested a solicitors firm. Will it be easier to use them?
Many agents have arrangements with solicitors where they refer clients. These referrals need to be weighed up against alternatives, as there is a risk that the agent may suggest the solicitor willing to pay the highest referral fee, not the most suitable for you.