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Conveyancing in Penrith Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/10/17

Local data:

Drivers are well catered for with Penrith enjoying excellent road access under 1m of Junction 40 Northbound of the M6.

Penrith's closest airport is Carlisle Airport. and the nearest train station to Penrith is Penrith.

The closest hospital to Penrith is Penrith.

Q.

How do I find low cost conveyancing in Penrith?

A.

Several firms claim to offer so-called 'the cheapest conveyancing quotes'. Often extra fees may be added into the terms of engagement. Excited sellers and buyers, eager to get underway, often ignore this small print when they instruct. Extra fees included in the solicitor's terms needs to be fair and clearly defined. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

How much would the searches generally cost?

A.

With a Homeward Legal conveyancing solicitor, a purchase conveyancing client charged no more than £249 for the standard search bundle.

Q.

My wife and I are interested in purchasing in Penrith, and would like to check that there are many designated conservation areas.

A.

With over 8,000 conservation areas in England, the areas in or near Penrith will include a range of areas of historical or architectural value defined as protected. A solicitor will discuss what specific restrictions are in place for affected areas in Penrith.

Q.

If I am buying in the parish of Brougham, do we need a chancel search?

A.

Your Penrith conveyancing solicitor may suggest that a chancel search be ordered. In Penrith's much older areas, chancel repair has the potential to be imposed on the owners of a property where Parochial Church Councils may have not done so in the past. Even if liability is unlikely, indemnity insurance is a sensible precaution.

Q.

Should I select the conveyancing solicitor referred by my estate agent in Runcorn?

A.

Agent recommendations are a not uncommon path whereby buyers get a solicitor, however, such referrals need to be weighed up against alternatives, as there is a risk that the agent may suggest the conveyancer who pays out the highest referral fee, not the best solicitor for your needs.

Q.

Will a property solicitor in Penrith request personal or official searches on my property purchase?

A.

The conveyancing solicitor will make a recommendation as to the best type of search, depending on issues like search price. If personal searches are used a conveyancing solicitor may look for a local search company for example Chris Rebanks t/a Rebanks Researches, 28 Frenchfield Gardens, Penrith, Cumbria, CA11 8TK Tel: 01768 890004 Fax: 01768 890004

Q.

I am planning to buy with The Mortgage Works - what do we need to consider?

A.

Recently, a number of lenders have decreased the number of firms on their approved panel, potentially creating increased conveyancing costs for property buyers. Homeward Legal will act for the majority of mortgage lenders.

Q.

Is it recommended to bypass paying out for SDLT?

A.

We do not recommend home buyers get involved with any form of stamp duty reduction scheme, as such schemes are expensive and often likely to fail. There have been certain government-sponsored schemes, such as relief for buyers in 'disadvantaged areas'.