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Transfer of Equity in Penrith

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Penrith

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Penrith clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Penrith Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 05/12/16

Local data:

Drivers are well catered for with Penrith enjoying excellent road access under 1m of Junction 40 Northbound of the M6.

Penrith's closest airport is Carlisle Airport. and the nearest train station to Penrith is Penrith.

The closest hospital to Penrith is Penrith.

Q.

How do I find low cost conveyancing in Penrith?

A.

Several firms claim to offer so-called 'the cheapest conveyancing quotes'. Often extra fees may be added into the terms of engagement. Excited sellers and buyers, eager to get underway, often ignore this small print when they instruct. Extra fees included in the solicitor's terms needs to be fair and clearly defined. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

In what ways can my Penrith conveyancing solicitor report on the risk of flooding around Penrith?

A.

A crucial part of the legal process involves the conveyancing lawyer applying for environmental searches that provide specific information in relation to the local Penrith flood risk.

Q.

As a result of the extensive flooding in Sept 2012 in North West England we are anxious that environmental searches aren't exacting enough?

A.

Environmental searches handled by your property lawyer in Penrith should also include the more thorough flood search if the risk warrants it.

If you are anxious you might try to get in touch with a next door neighbour.

Q.

We are using a lender based in Cumbria, and need to know which Penrith lenders your solicitors work with. Whose panels are you on?

Homeward Legal are able to work with all the major lenders serving home purchasers in Penrith. Local mortgage lenders and brokers include Halifax, 41-42 Middlegate, Penrith, CA11 7PT, Lloyds TSB Bank PLC, 5-6 King St, Penrith, CA11 7AP, and Santander, 10 Market Sq, Penrith, CA11 7BY.

Q.

Is your panel of solicitors set up to 28 day completions on the conveyancing for residential property auction properties in Penrith?

A.

Yes - Our property lawyers do frequently handle the legal work for buyers at auction. Conveyancers tend to suggest buyers at auction to formally instruct an experienced lawyer well in advance of the property auction to allow sufficient time for a thorough investigation of the sellers documents.

After the auction day arrives a lawyer should be prepared for rapidly get through the conveyancing process in 4 weeks, a requirement of standard auction conditions.

Q.

For fast conveyancing on the purchase of a £420,000 property, what can we do to accelerate the process?

A.

As is often reported, instructing a proactive conveyancing solicitor is the key to a fast conveyancing transaction. There are several things you as the purchaser can also do to speed up the process, such as, calling or emailing the conveyancing solicitor, and chase them if you suspect any delays, responding to your conveyancing solicitor by phone, fax or email wherever possible and arranging your mortgage offer.

Q.

I am planning to buy with The Mortgage Works - what do we need to consider?

A.

Recently, a number of lenders have decreased the number of firms on their approved panel, potentially creating increased conveyancing costs for property buyers. Homeward Legal will act for the majority of mortgage lenders.

Q.

Does 'fixtures and fittings' include things like bookcases?

A.

Generally speaking, fixtures are fixed to walls, floors or ceilings securely, whereas fixtures can be more easily removed. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction.

 
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