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Conveyancing in Penrith Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/04/18

Local data:

Drivers are well catered for with Penrith enjoying excellent road access under 1m of Junction 40 Northbound of the M6.

Penrith's closest airport is Carlisle Airport. and the nearest train station to Penrith is Penrith.

The closest hospital to Penrith is Penrith.

Q.

How do I find low cost conveyancing in Penrith?

A.

Several firms claim to offer so-called 'the cheapest conveyancing quotes'. Often extra fees may be added into the terms of engagement. Excited sellers and buyers, eager to get underway, often ignore this small print when they instruct. Extra fees included in the solicitor's terms needs to be fair and clearly defined. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

As a result of the extensive flooding in Sept 2012 in North West England we are anxious that environmental searches aren't exacting enough?

A.

Environmental searches handled by your property lawyer in Penrith should also include the more thorough flood search if the risk warrants it.

If you are anxious you might try to get in touch with a next door neighbour.

Q.

Is it recommended to bypass paying out for SDLT?

A.

We do not recommend home buyers get involved with any form of stamp duty reduction scheme, as such schemes are expensive and often likely to fail. There have been certain government-sponsored schemes, such as relief for buyers in 'disadvantaged areas'.

Q.

Does 'fixtures and fittings' include things like bookcases?

A.

Generally speaking, fixtures are fixed to walls, floors or ceilings securely, whereas fixtures can be more easily removed. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction.

Q.

Which local authority is responsible for Penrith?

A.

Penrith is located in Eden District Council, Town Hall, Penrith, Cumbria, CA11 7QF, phone: 01768 817 817

Q.

We are using a lender based in Cumbria, and need to know which Penrith lenders your solicitors work with. Whose panels are you on?

A.

Homeward Legal are able to work with all the major lenders serving home purchasers in Penrith. Local mortgage lenders and brokers include Halifax, 41-42 Middlegate, Penrith, CA11 7PT, Lloyds TSB Bank PLC, 5-6 King St, Penrith, CA11 7AP, and Santander, 10 Market Sq, Penrith, CA11 7BY.

Q.

How is Penrith contaminated land investigated when purchasing a property?

A.

Penrith property could be contaminated by several human activities. Issues like local historic industrial processes and sand or clay quarries will be reported on in environmental search results. Contamination can be caused by Penrith waste sites, including Kirkby Thore Works, Cumbria, CA10 1XU.

Q.

The property seller has fitted windows on the flat in Penrith which we think may defy local conservation area criteria

A.

The property lawyer is required to see whether your new home is inside a designated conservation area and whether any alterations have appropriate permissions from the Eden planning authority. In the event that no authority consents be in evidence, your solicitor will inform you of all options, which include obtaining an indemnity insurance policy or getting retrospective approval from Eden planning authority.