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Conveyancing in Polesworth Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 20/10/17

Local data:

Polesworth is about 1.4 miles of junction entry 10 Eastbound of the M42.

The nearest airport to Polesworth is Birmingham Airport (13 miles). Coventry Airport is 18 miles and East Midlands Airport is 19 miles away. The nearest train station to Polesworth is Polesworth.

Sir Robert Peel Bonehill is a nearby hospital.

Q.

How do I find the cheapest Polesworth conveyancing quote?

A.

Many firms offer 'the cheapest conveyancing quotes'. Unfortunately extra costs will be included in the small print. Additional costs needs to be clearly defined and only apply to matters if the lawyer is required to complete unexpected extra work , which could not be anticipated at the start of the process. Any disbursements must also be stated on any quote for conveyancing in Polesworth

Q.

Polesworth conveyancing solicitors order some property if instructed by a purchase client - what specific searches?

A.

If purchasing and taking out a mortgage a mortgage lender requires you to at least these searches - Local Authority (personal or official), Drainage Search (Con29DW) and Environmental, and possibly unique particular e.g. a Flood Risk search.

Q.

Is it important to get a chancel search if you are purchasing close by priory grounds in Polesworth?

A.

As a result of chancel repair liability, the owners of property in Polesworth which was once owned by a 'lay rectors' can be liable for upkeep of specific local church buildings. Indemnity policies can be arranged if chancel liability is likely to be enforced. The solicitor carrying out the legal work for your move will confirm that a chancel search is appropriate. Ecclesiastical properties in this area where chancel liability may apply include Abbey Church of St Editha.

Q.

Will my Polesworth conveyancer inform me about the cost of the council tax on a Band D townhouse before completing on the purchase?

A.

Your property lawyer will liaise with the North Warwickshire local council to find out the latest council tax charges which will be written in the conveyancing report on title. Correct charges for properties in Polesworth are detailed at the North Warwickshire council website. On (26 October 2012) rates for all bands are:

  • Band A - £1,058.00
  • Band B - £1,234.00
  • Band C - £1,410.00
  • Band D - £1,587.00
  • Band E - £1,939.00
  • Band F - £2,292.00
  • Band G - £2,644.00
  • Band H - £3,173.00

Q.

The property being bought is on a ex-industrial use land. What should we do regarding barium soil contamination?

A.

Most soils in Polesworth have some degree of contamination, from industry, agriculture and the natural environment . Various bodies hold data on land contaminants affecting Polesworth, including local authorities.

Q.

Which government authority is responsible for recording the condition of repair of conservation areas in Polesworth and Polesworth?

A.

English Heritage, a government body, have created a detailed list on the state of repair of conservation areas along with the trend of the area.

Local conservation areas are designated by the local authority (North Warwickshire) who regulate conservation area concerns from including things like ugly parking meters, loft extensions and paths.

Q.

Should I get a surveying expert to inspect our house purchase?

A.

It is firmly advised that you book an inspection. A range problems can affect a property. These can include subsidence and insect infestation, and these will not be addressed by your conveyancing solicitor.

Q.

We are buying a house in Ruddington. Is a chancel search necessary?

A.

Whichever Polesworth parish in which you are buying, a solicitor could recommend a chancel search. Through some church councils have taken the decision to exact chancel repairs on the current owners of land subject to chancel liability, it is not possible to be certain that a parish which has not been subject to chancel liability in the past will continue to be free from liability. Even if liability is unlikely, indemnity insurance is a sensible precaution.