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Transfer of Equity in Polesworth

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Polesworth

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Polesworth clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Polesworth Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 05/12/16

Local data:

Polesworth is about 1.4 miles of junction entry 10 Eastbound of the M42.

The nearest airport to Polesworth is Birmingham Airport (13 miles). Coventry Airport is 18 miles and East Midlands Airport is 19 miles away. The nearest train station to Polesworth is Polesworth.

Sir Robert Peel Bonehill is a nearby hospital.

Q.

How do I find the cheapest Polesworth conveyancing quote?

A.

Many firms offer 'the cheapest conveyancing quotes'. Unfortunately extra costs will be included in the small print. Additional costs needs to be clearly defined and only apply to matters if the lawyer is required to complete unexpected extra work , which could not be anticipated at the start of the process. Any disbursements must also be stated on any quote for conveyancing in Polesworth

Q.

How long should conveyancing often take, on average? I am buying in Polesworth.

A.

The time needed to buy or sell residential property will vary. This is based on a handful of concerns. These could include cases where a property has a mortgage. With Homeward Legal's Polesworth property experts, the matter is undertaken with the utmost care and speed.

Q.

Are Polesworth any conservation areas going to affect us?

A.

Locales deemed to be of 'special architectural and historic interest', such as picturesque villages, will be recognised as areas of conservation. A lawyer will discuss the relevant responsibilities you would be taking on by purchasing in a conservation area and be able to provide more details.

Q.

Should I get a surveying expert to inspect our house purchase?

A.

It is firmly advised that you book an inspection. A range problems can affect a property. These can include subsidence and insect infestation, and these will not be addressed by your conveyancing solicitor.

Q.

Will my Polesworth conveyancer inform me about the cost of the council tax on a Band D townhouse before completing on the purchase?

A.

Your property lawyer will liaise with the North Warwickshire local council to find out the latest council tax charges which will be written in the conveyancing report on title. Correct charges for properties in Polesworth are detailed at the North Warwickshire council website. On (26 October 2012) rates for all bands are:

  • Band A - £1,058.00
  • Band B - £1,234.00
  • Band C - £1,410.00
  • Band D - £1,587.00
  • Band E - £1,939.00
  • Band F - £2,292.00
  • Band G - £2,644.00
  • Band H - £3,173.00

Q.

I am buying a £799000. How is SDLT determined?

A.

The Stamp Duty that is payable will depend on the valuation. Stamp duty will be £31960 on a £799000 residential property.*

*(Source - www.gov.uk, 12/03/2013)

Q.

Which Polesworth lender panels are you on?

A.

Most lenders in Polesworth are on our panels. Lenders and mortgage specialists in Polesworth include Peta Page Mortgage Broker, 16 Henley Cl, Sutton Coldfield, B73 5LU, Pink Home Loans, Number One/Lichfield South/Birmingham Rd, Lichfield, WS14 0QP, and R M Mortgage Solutions, Po Box 15027, Sutton Coldfield, B73 9QW.

Q.

Do we need to be concerned about fixtures and fittings?

A.

Purchasers are regularly frustrated by a lack of clarity around fixtures and fittings. To avoid misunderstandings, a fixtures and fittings form should be agreed and will confirm what will be sold with the property.

 
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