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Transfer of Equity in Portsmouth

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Portsmouth

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Portsmouth clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Portsmouth Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/01/17

Portsmouth travel information:

As confirmed by the 2011 national census Portsmouth, has a population of 822,331 spread over an area of 269,386 acres meaning a population density of 3.1 people per acre.

Drivers are well served with Portsmouth enjoying good major road access nearby at half a mile of the M275.

The closest train station to Portsmouth is Portsmouth And Southsea, about a mile away. Portsmouth's nearest airport is Bembridge IoW, Sandown Rd Airport (10 miles). Southampton Airport is 16 miles, Bembridge IoW Airport is 10 miles and Sandown IoW Airport is 13 miles away.

The most convenient hospital for Portsmouth is St Marys Portsmouth.

Q.

How do I get low cost conveyancing?

A.

Lack of clarity over this topic catches out many property buyers and sellers, and can leave them paying far more in conveyancing fees than they budgeted. Many law firms claim to offer 'the cheapest conveyancing quotes'. Unfortunately additional fees are often hiding in the solicitor's terms of engagement. Additional charges needs to be reasonable and clear. Your conveyancing quote should state applicable disbursements.We offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

Is contaminated land in Portsmouth a problem for the majority of residences?

A.

Residential property in Portsmouth can be contaminated by several natural causes and human activities, and an environmental search will confirm if a specific property is affected by contaminants such as coal mining or overhead transmission lines.

Q.

Do we need to make use of a solicitor suggested by the agent?

If you opt for a solicitor referred this way, you your agent may be able to reduce delays in the conveyancing process. Such referrals need to be weighed up against alternatives, including online or local firms, as the agent may prefer to suggest the solicitor willing to pay the highest referral fee, not the most suitable for you.

Q.

We are intending to buy a medieval barn conversion in Hartley Mauditt. Will a chancel search be necessary?

A.

Your lawyer could recommend a chancel search. In Portsmouth's much older areas, chancel repair may be apportioned on the current owners of a house where Parochial Church Councils may have not done so in the past, so indemnity insurance may be advisable even if liability is unlikely.

Q.

Our mortgage lender will be The Woolwich - what will I need to be aware of?

A.

Some lenders have opted to reduce the size of their 'solicitor panel'. This can mean greater conveyancing costs for buyers. Homeward Legal can act for the majority of CML-approved lenders so that you will not be required to pay your lender's legal costs.

Q.

Which local authority is responsible for Portsmouth?

A.

Portsmouth is located in Portsmouth City Council, Civic Offices, Guildhall Square, Portsmouth, Hampshire, PO1 2BG, contact: 023 9282 2251

Q.

Does a Portsmouth conveyancer do any searches on the Hampshire Sixties terraced bungalow we are buying?

A.

The regular procedure will be to obtain Local Authority Search, Drainage Search (Con29DW) and Environmental, and possibly less common searches for example CON316.

Q.

I am going to buy a property in Paulsgrove. Will the home be eligible for stamp duty relief?

A.

Portsmouth disadvantaged areas are identified by council ward. Disadvantaged areas in and around Portsmouth are Paulsgrove and Charles Dickens. Update: As of the 2013/14 tax year, stamp duty relief for disadvantaged areas is no longer available.

 
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