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Transfer of Equity in Portsmouth

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Portsmouth

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Portsmouth clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Portsmouth Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 02/12/16

Portsmouth travel information:

As confirmed by the 2011 national census Portsmouth, has a population of 822,331 spread over an area of 269,386 acres meaning a population density of 3.1 people per acre.

Drivers are well served with Portsmouth enjoying good major road access nearby at half a mile of the M275.

The closest train station to Portsmouth is Portsmouth And Southsea, about a mile away. Portsmouth's nearest airport is Bembridge IoW, Sandown Rd Airport (10 miles). Southampton Airport is 16 miles, Bembridge IoW Airport is 10 miles and Sandown IoW Airport is 13 miles away.

The most convenient hospital for Portsmouth is St Marys Portsmouth.

Q.

How do I get low cost conveyancing?

A.

Lack of clarity over this topic catches out many property buyers and sellers, and can leave them paying far more in conveyancing fees than they budgeted. Many law firms claim to offer 'the cheapest conveyancing quotes'. Unfortunately additional fees are often hiding in the solicitor's terms of engagement. Additional charges needs to be reasonable and clear. Your conveyancing quote should state applicable disbursements.We offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

What is the council tax on a Forties mid-terrace house in Portsmouth?

A.

Customarily the conveyancer's title report should include the Portsmouth council tax band. The latest tax charges for properties in Portsmouth are tabled online at the Portsmouth local authority website. On (10 August 2012) band rates are:

  • Band A - £905.00
  • Band B - £1,055.00
  • Band C - £1,206.00
  • Band D - £1,357.00
  • Band E - £1,658.00
  • Band F - £1,960.00
  • Band G - £2,261.00
  • Band H - £2,714.00

Q.

We are hoping to be finally moving out of our semi detached property near Portsmouth to a new flat in Petersfield what is the best point to instruct a home removal firm?

A.

The ideal way is for buyers to put off agreeing removals until everyone has formally agreed the move date

which takes place following shortly after when contracts are signed. Local home mover companies include Man & Van, 196 Kingston Rd, Portsmouth, PO2 7LP on 023 9234 1852 or Martin's Removals, Kingston Rd, Portsmouth, PO2 7LP Phone: 07724 582903.

Q.

We are buying on a newly development former industrial site. Could the soil be contaminated by industrial waste like manganese?

A.

Legislation exists to control pollution, waste, water and chemical contamination. Land may also be contaminated by other sources, including acidic compounds and groundwater contaminants like petrol.

Q.

Would acquiring a Homebuyer Report be required when purchasing a property in Portsmouth?

A.

We strongly advise that you arrange a property surveyor. A wide range of concerns have a negative impact on a property, which include cavity wall tie failure or chimney defects. These will not be reported on by a solicitor.

Q.

We plan to complete on around 24th January, what should be calculated for stamp duty tax?

A.

Stamp Duty will rely on the property's value. On a £888000 home, stamp duty will be £35520.*

*Correct October 2012

Q.

I have a reasonable understanding of handling the legal work as a seller of a house. Would it be reasonable to enact the DIY conveyancing without any help?

A.

Legally speaking there are absolutely no arguments why a home seller should not carry out the legal work yourself. The truth is however that a conveyancing solicitor in Portsmouth takes care of a large array of exercises including chasing outstanding papers or notifying parties of completion which require training. Furthermore legal firms are made responsible to get the applicable indemnity insurance to shield you in the event of negligence.

Q.

If I am purchasing in Portsmouth on the same road as a church built in the 12th Century, would you recommend that we get a search for chancel liability?

A.

Owners of property in Portsmouth may be subject to chancel repair liability. Following a change in the law, interest over any affected land in Portsmouth must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Churches in the area include All Saints and Cathedral.

 
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