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Conveyancing in Powys Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 18/04/17

Powys travel information:

Powys's closest airport is Trehelig, Welshpool Airport. The closest station to Powys is Builth Road, almost 3 miles away.

Builth Wells is a relatively close hospital to Powys.

Q.

We are looking for a cheap solicitor quote for buying a flat. What do I need to check for?

A.

Various conveyancers promote cheap conveyancing. However additional costs may inflate your solicitor's invoice. Your conveyancing quote should state any disbursements to be paid.

Q.

Bank of Scotland will be our mortgage lender - is there anything I need to consider?

A.

House buyers need to be aware that some lenders are now reducing their 'solicitor panel'. This can mean higher conveyancing costs for purchasers. Homeward Legal are able to act on behalf of the vast majority of UK mortgage lenders, keeping buyers' legal costs to a minimum.

Q.

Is contaminated land a concern in Powys?

A.

Land in Powys is contaminated by several environmental concerns. Contaminants such as waste treatment sites in the area and nearby electrical substations will be detailed in an appropriate search.

Q.

At what point do we need to find a conveyancer?

A.

In simple terms, instructing as soon as possible is wise, as conveyancing involves a number of tasks that can be carried out immediately. Early instruction

of a firm for a purchase enables you will the details of your Powys solicitor ready when you make an offer, or, if you are selling a property, relevant information can be sourced sooner (this is particularly true for leasehold properties).

Q.

Are costs for obtaining landlord's consent to alterations fees or disbursements?

A.

Disbursements and fees ought to be clearly identified on a conveyancing quote. These costs are fees not disbursements. Consent can be difficult to arrange, but the fee may be included in your quote.

Q.

Do I need to select a property lawyer that works with by the local agent?

A.

Estate agent recommendations are a not uncommon path whereby buyers get a solicitor, however, such referrals should be considered carefully, as the agent may recommend the conveyancer who pays out the highest referral fee, not the most appropriate choice.

Q.

We are purchasing a £858k Powys property, how is stamp duty tax calculated?

A.

The SDLT payable will rely on the valuation. For a property purchased for £858k, SDLT will be £34320.

Q.

The internet has a plethora of online resources going into great depth on doing the legal work yourself. In which case, do I have to use Powys property lawyer ?

A.

There is no argument why a home mover should not handle the legal process unaided.

However, a solicitor is in charge of a huge number of assignments such as raising additional enquiries and the Land Registry formalities most of which really need a qualified professional. Nevertheless solicitors must obtain relevant indemnity cover in order to protect you in the event of oversights made by the lawyer.

 
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