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Transfer of Equity in Prenton

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Prenton

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Prenton clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Prenton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 27/11/16

Local travel information:

The nearest airport to Prenton is Liverpool John Lennon Airport (8 miles). Howarden Airport is 15 miles away. Prenton's nearest station is Rock Ferry.

Prenton is roughly a mile and a half of Junction 3 Southbound of the M53.

The closest hospital for Prenton is Ashton House Birkenhead.

Q.

I am looking for low cost conveyancing in Prenton. Can you assist?

A.

Misleading conveyancing quotes catch out many buyers, leaving them to pay sometimes £100s more than planned, and many solicitors purport to offer cheap conveyancing, however additional charges are frequently hidden in the small print. A quote should also state any disbursements.Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

Should we use a property lawyer offered by my estate agent in Otford?

A.

If you choose a solicitor referred through this route, you may have the benefit of the agent's willingness to exert pressure on a solicitor to wrap up the process as soon as possible. These referrals should be compared against alternatives, such as local solicitors, or firms found online, as it may be the case that the agent recommends the solicitor willing to pay the highest referral fee, not the best value for you.

Q.

What is the council tax on a Forties end of terrace Band E house in Prenton?

A.

Your relevant council tax band should commonly be detailed in the conveyancer's title report along with the local council Council tax rates for Prenton are listed at the Wirral local authority site. Currently (05 October 2012) rates are:

  • Band A - £981.00
  • Band B - £1,144.00
  • Band C - £1,308.00
  • Band D - £1,471.00
  • Band E - £1,798.00
  • Band F - £2,125.00
  • Band G - £2,452.00
  • Band H - £2,942.00

Q.

Will I need a Homebuyer Report for this home purchase?

A.

It is advised that home buyers in Prenton order a RICS survey. There are many defects that can affect a property, that a solicitor will be unable to address, including settlement.

Q.

I am intending to buy a rectory in the parish of Brindle. Should we get a chancel search?

A.

A conveyancer might recommend a chancel search. Through some church councils have chosen to charge chancel repairs on new owners of land subject to chancel liability, it cannot be guaranteed that a parish where repair costs have not been paid before will continue to be free from liability. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

Food risk searches are surmised archived records but when one considers recent flooding for example the extensive flooding in Sept 2012 in North West England are they still appropriate to advise on enough about the evolving Prenton flood risk area?

A.

A good Prenton lawyer will consider get additional food risk searches if the initial search spots a any kind of local Prenton flood risk.

You could also contact a local resident for additional extra local information.

Q.

What sort of searches into the uncertain risk of local flooding around Merseyside will the conveyancing solicitor in Prenton carry out on an Edwardian maisonette we are hoping to buy?

A.

A conveyancing lawyer applies for conveyancing and environmental searches, which include Prenton historical flood risk data. A significantly more thorough flood search, for instance the Landmark search, might be advised by the lawyer in Prenton if in the event that the enviro. search show that there is a potential flood risk to the Edwardian maisonette.

Q.

We have taken out a conveyancing quote from you. Are there any hidden charges?

A.

Regrettably, hidden fees are relatively common. Homeward Legal's solicitors never hide any hidden extra fees. Be aware that some websites offer unrealistically low 'quotes' which are in fact estimates, which could be totally different to your final invoice.

 
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