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Transfer of Equity in Prescot

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Prescot.

Remortgage Solicitors Prescot

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Prescot clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Prescot Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 27/11/16

Prescot information:

Prescot station is approximately 1 mile from Prescot and Prescot's closest airport is Liverpool John Lennon Airport (7 miles). Manchester Terminals 1 & 3 Airport is 23 miles, Manchester Terminal 2 Airport is 23 miles, Howarden Airport is 20 miles and Eccles Airport is 18 miles away.

Prescot is close at under 1m of junction entry 2 Southbound of the M57.

The nearest hospital is Whiston.

Q.

How do I find the cheapest conveyancing solicitors in Prescot?

A.

The confusion over what is, and is not, included in a 'cheap' quote leaves many buyers paying out more than they anticipated in the end, and many firms promote 'the cheapest conveyancing'. Often extra fees may be added into the small print. Extra costs included in terms of engagement needs to be fair and clearly defined and come into force only if the lawyer must perform additional tasks on your behalf, which could not be anticipated at the start of the process. We offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

Can you confirm which Prescot lenders your conveyancing solicitors work with. Which panels are your solicitors on?

A.

The Homeward Legal partnership have worked alongside most lenders. A number of mortgage specialists operate in Prescot, including Destiny, 10 Leyland Street, Prescot, L34 5QP, and Goldsmith Mortgage Services, 10 Derby St, Prescot, L34 3LG.

Q.

An unexpected set of circumstances dictate that we want to get our skates on and complete on the conveyancing process on a home inside a month, do you any particularly fast Prescot property lawyers ?

Many property solicitors are very passive bringing a lot of stress to the home moving process. Our firm are focused on speed and try to communicate to the whole property chain and implement the very latest HMRC and Land Registry integrated and information technology systems to push through the legal work fast.

Q.

The lender will be Scottish Building Society - what will I need to know?

A.

House buyers should know that, recently, a number of lenders are now reducing their 'solicitor panel'. For buyers, this can result in significantly higher conveyancing costs. We, fortunately, will act for many mortgage lenders.

Q.

What will the council tax cost on a investment Band an apartment in Prescot?

A.

Your relevant band should, more often than not, be highlighted in the title report along with the local authority. Correct charges for Prescot are listed at the Knowsley local authority site. At the time of writing, 17 November 2012, rates are as follows:

  • Band A - £995.00
  • Band B - £1,160.00
  • Band C - £1,326.00
  • Band D - £1,492.00
  • Band E - £1,824.00
  • Band F - £2,155.00
  • Band G - £2,487.00
  • Band H - £2,984.00

Q.

What does the charges for conveyancing searches come to?

A.

The cost of conveyancing searches varies somewhat. Searches are will be charged at cost.

Q.

For a property valued at £516000, how is stamp duty calculated?

A.

SDLT in Prescot will depend on the purchase price of the property. On a £516000 residential property, stamp duty will be £20640.*

*Correct as of July 2012

Q.

Where can I go about check out whether the Prescot conservation area is neglected?

A.

English Heritage, a government body, have conducted a survey and created information of the condition of conservation areas along with the risk of a decline in standards. Conservation areas in Prescot are specified by the local authority (Knowsley) who preserve the state of the area including things like ugly shop fronts, side extensions and the upkeep of public spaces.

 
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