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Conveyancing in Prestwich Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/10/17

Local travel information:

Prestwich is very close at a mile off the M60 junction entry 17 Westbound.

Prestwich's nearest airport is Eccles, Barton Aerodrome Airport. Manchester Terminals 1 & 3 Airport is 12 miles, Manchester Terminal 2 Airport is 12 miles and Eccles Airport is 6 miles away. The nearest train station to Prestwich is Clifton, almost a mile away.

Prestwich is the neighbouring hospital to Prestwich.

Q.

There are lots of 'cheap' offers, but how do we find a good one? I am trying to find discount conveyancing.

A.

Confusion over this point affects many home owners who opted for a very cheap quote, only to be stung later in the conveyancing process. Many property lawyers promote theoretically 'the cheapest conveyancing'. Unfortunately extra charges are frequently hidden in the small print. Any additional fees should be reasonable. Applicable disbursements should be included on any quote for conveyancing in PrestwichHomeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

For a fast conveyancing process on the purchase of a £290,000 home, what do we need to aim for?

A.

Finding a proactive, diligent solicitor is the key to moving faster. There are several things you as the purchaser can also do, such as, promptly answering your solicitor's questions (by email if possible), calling or emailing the solicitor, and chase them if you suspect any delays and arranging your mortgage offer.

Q.

DIY conveyancing without the help of a conveyancing solicitor in Prestwich appears to be becoming possible when buying a house. Would it be viable ?

A.

There are no arguments why a buyer cannot conduct majority of the conveyancing without the help of a trained property solicitor in Prestwich.

That said, a conveyancer in Prestwich typically handles a significant number of roles from such as chasing notices/share

certificates and locating planning docs some of which are more safely handled with appropriate a qualified solicitor. Fundamentally have a go conveyancers do not have the applicable cover which all firms and their solicitors are liable to be required to pay for.

Q.

I am purchasing a £928k. What should be calculated for stamp duty?

A.

The Stamp Duty that will be due is dependent on the home's value. On a £928k home, stamp duty will be £37120.

Q.

I plan to buy a home in the parish of Prestwich. Is a chancel search important?

A.

Whether you are buying a house in Prestwich or elsewhere in the county, the conveyancing lawyer is likely to recommend that a chancel search is ordered. In Prestwich's much older areas, chancel repair has the potential to be imposed on the current owners of a house where parish councils may have not done so in the past. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

What property should a Prestwich conveyancing solicitor carry out when acting on a Prestwich building?

A.

The regular conveyancing protocol will be to obtain these searches - Local Authority, Drainage Search, Environment Search and Coal Mining Search (Con29M) and perhaps special local Prestwich searches, which might include Subsidence.

Q.

How much time will I budget for the legal work to transact a house require, on average?

A.

Generally speaking, the amount of time required to transact property varies, with reference to a number of factors. Homeward Legal strive to ensure a sale, purchase or transfer of equity receives fast and efficient service.

Q.

How much is the council tax on a residential end of terrace Band B property in Prestwich?

A.

You should be advised on the property's band in the conveyancing report on title.

Up-to-date rates for properties in Prestwich are set out online at the Bury local authority site. At the time of writing (17 September 2012) rates are as follows:

  • Band A - £971.00
  • Band B - £1,133.00
  • Band C - £1,295.00
  • Band D - £1,457.00
  • Band E - £1,780.00
  • Band F - £2,104.00
  • Band G - £2,428.00
  • Band H - £2,913.00