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Conveyancing in Radstock Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/07/17

Radstock information:

Bristol Airport is 13 miles from Radstock. Radstock's nearest station is Oldfield Park at 7 miles.

The closest hospital for Radstock is Paulton Memorial.

Q.

How do I find a cheap solicitor in Radstock to sell property?

A.

Many online and high street law firms purport to offer supposedly 'the cheapest conveyancing', but extra costs will be included in the terms and conditions. Excited sellers and buyers, eager to get underway, often ignore this small print when they instruct. Extra charges needs to be fair and clearly defined and only apply in cases where the conveyancer must complete additional work in your interest, which could not be anticipated at the start of the process. Our quotes are not estimates, stating all the solicitors fees you will pay for a standard sale or purchase.

Q.

What type of inquiry as respects the risk of local flooding to properties in North Somerset will the Radstock solicitor go into detail on for a buy to let property we are intending to buy?

A.

A conveyancing lawyer will conduct formal conveyancing searches that should include Radstock historical flood risk information. A more North Somerset database search, such as the Homecheck search, may possibly be advocated by the Radstock lawyer if in the event that the environmental search show that there is a potential flood risk to the buy to let flat.

Q.

How many mortgage lenders in Radstock do you work with?

We have worked with the majority of lenders financing home buyers in Radstock. Local mortgage lenders and brokers include NatWest, 3 High St, Midsomer Norton, Radstock, BA3 2LE.

Q.

How soon do we need to speak to a solicitor?

A.

Simply, instructing as early as possible is better. Some advocate postponing instruction until a chain is completed, but you will then be at a serious disadvantage in the event of a contract race, or buyer eager to move quickly.

Q.

For a fast exchange and completion to buy a £430k house, what should we do?

A.

Essential to buying faster is to instruct a communicative solicitor. There are a number of tasks you can also do to accelerate the legal work, such as, responding to your solicitor by phone, fax or email wherever possible, calling or emailing your solicitor, and chase them if you suspect any delays and arranging your mortgage offer.

Q.

Our estate agent in Louth has suggested a law firm whom they usually use. Should I instruct this firm?

A.

Both agents and mortgage brokers will usually recommend a law firm. These referrals must be compared with other local solicitors, or better-value firms found online, as there is a risk that an agent may choose whichever firm pays the most per referral, not the most suitable for you.

Q.

Is a house survey a good idea when buying property?

A.

We advise that the majority of purchasers in Radstock book a surveyor. Buyers should be aware that there are many problems that can affect a property, for example ground movement and cavity wall tie failure, and these will not be addressed by your conveyancing solicitor.

Q.

Is contaminated land a concern for most properties in Radstock?

A.

A range of contaminants caused by environmental factors can impact property. Contaminants such as limestone or gypsum quarrying and proposed erection of mobile masts will be detailed in an appropriate search. Land/ Premises At, Avon, BA3 5SD, for example, may be a source of local contamination.

 
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