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Transfer of Equity in Radstock

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Radstock

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Radstock clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Radstock Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 24/11/16

Radstock information:

Bristol Airport is 13 miles from Radstock. Radstock's nearest station is Oldfield Park at 7 miles.

The closest hospital for Radstock is Paulton Memorial.

Q.

How do I find a cheap solicitor in Radstock to sell property?

A.

Many online and high street law firms purport to offer supposedly 'the cheapest conveyancing', but extra costs will be included in the terms and conditions. Excited sellers and buyers, eager to get underway, often ignore this small print when they instruct. Extra charges needs to be fair and clearly defined and only apply in cases where the conveyancer must complete additional work in your interest, which could not be anticipated at the start of the process. Our quotes are not estimates, stating all the solicitors fees you will pay for a standard sale or purchase.

Q.

We are purchasing in Radstock with Birmingham Midshires, what will we need to know?

A.

Traditionally, almost all conveyancing solicitors could act for the large mortgage lenders. Some lenders have opted to reduce the size of their 'solicitor panel'. For buyers, this can result in significantly increased conveyancing costs. Homeward Legal are able to act for most lenders, keeping buyers' legal costs to a minimum.

Q.

Is a house survey a good idea when buying property?

A.

We advise that the majority of purchasers in Radstock book a surveyor. Buyers should be aware that there are many problems that can affect a property, for example ground movement and cavity wall tie failure, and these will not be addressed by your conveyancing solicitor.

Q.

Do you have fast solicitors that advise on property auction conveyancing in Radstock?

A.

Our firm frequently act for buyers at auction. Lawyers tend to suggest auction buyers to select an experienced conveyancing firm well in advance of the auction day so there is time for an investigation.

After the property auction, your conveyancing lawyer has to be prepared for complete all of the legal work inside 28 days as usually required by the terms of sale.

Q.

Should we get a chancel search if we are intending to buy in the parish of Sutton Bingham?

A.

Regardless of the Radstock parish in which you are purchasing, the property solicitor might recommend that a chancel search is taken out. Although some church councils have taken the decision to impose chancel repairs on the current owners of land subject to chancel liability, it is not possible to be certain that a parish where repair costs have not been paid before, that this will not continue to be so, so indemnity insurance may be advisable even if liability is unlikely.

Q.

I am buying in Radstock. Can we confirm that the house is in a designated conservation area?

A.

Areas deemed to be of architectural or historic interest, such as historic transport links, will be recorded as conservation areas. These restrictions can make repairs more costly or time-consuming, but the benefits include security that the surroundings are unlikely to change.

Q.

How can I avoid being gazumped?

A.

This takes place when a home owner accepts an offer, then rejects it, choosing instead a higher offer. The risk of getting gazumped exists for almost any purchase. Instructing a law firm early to handle your transaction should help to reduce the likelihood of gazumping.

Q.

How soon do we need to speak to a solicitor?

A.

Simply, instructing as early as possible is better. Some advocate postponing instruction until a chain is completed, but you will then be at a serious disadvantage in the event of a contract race, or buyer eager to move quickly.

 
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