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Transfer of Equity in Raglan

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Raglan

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Raglan clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Raglan Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/01/17

Raglan key data:

Abergavenny station is around 8 miles from Raglan. The nearest airport to Raglan is Bristol Airport.

Q.

Local points of interest in Raglan

A.

Raglan Castle Cadw and Hen Gwrt Moated Site Cadw are situated in Raglan.

The closest hospital to Raglan is Llanarth Court Psychiatric Raglan.

Q.

What are the best conveyancing rates for a 663,000 property?

A.

Many firms purport to offer theoretically cheap conveyancing quotes. Unfortunately additional fees are frequently hidden in the solicitor's terms that buyers often do not check. Extra charges included in the small print ought to be reasonable and clear. They only come into force where your solicitor must perform additional tasks in your interest, which could not be anticipated at the start of the process. Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

Do I need to be concerned about gazumping?

A.

Gazumping arises when a property owner agrees to an offer, then rejects it, choosing instead a second purchaser's offer. It may happen weeks into a purchase. The will be a chance of gazumping in any transaction, because offers are not binding until exchange of contracts. The first step in reducing the chance that gazumping will effect you is to instruct an efficient solicitor early, and even before acceptance of an offer.

Q.

If we are purchasing in the parish of Llanfihangel Lantarnam, will we need a chancel search?

A.

Your lawyer may suggest that a chancel search is taken out. Through some church councils have taken the decision to charge chancel repairs on the current owners, it cannot be guaranteed that a parish where chancel repair fees have not been paid previously will remain liability-free for new owners. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

The Mortgage Business is going to be our mortgage lender - what will I need to be aware of?

A.

When purchasing with a mortgage, your lender will require legal work to be carried out on their behalf. Some lenders have reduced their 'solicitor panel', resulting in increased legal costs for home buyers if the lender insists upon their own conveyancer . Homeward Legal are able to act on behalf of most CML-approved lenders.

Q.

How long may be planned for conveyancing require in Raglan?

A.

Generally speaking, the number of weeks needed to transact a house may vary. This is influenced by potentially many considerations which may include if the property being bought or sold is leasehold. Our solicitors strive to ensure a sale, purchase or transfer of equity is undertaken with the utmost care and speed.

Q.

I am worried about the council tax amounts on a Thirties converted home in Raglan, how much are they?

A.

Commonly, the conveyancer's title report will supply the Monmouthshire council tax band. Correct rates for residents of Raglan are set out in detail online at the Monmouthshire local authority website. At the time of writing on 19/11/2012 the rates are:

  • Band A - £819.29
  • Band B - £955.84
  • Band C - £1,092.39
  • Band D - £1,228.94
  • Band E - £1,502.04
  • Band F - £1,775.14
  • Band G - £2,048.23
  • Band H - £2,457.88

Q.

My local agent has referred a firm of solicitors. Should we instruct this solicitor?

A.

Many estate agents have arrangements with solicitors whereby they refer work to them. However, if they are paid a referral fee, the agent may recommend the firm which pays to the largest referral fee, not the most suitable for you.

Q.

Conveyancing and environmental searches are calculated from past information and when you consider recent climactic events such as the flooding in 2012 are they the best way to advise me enough about the Raglan future flood risk?

A.

A thorough Raglan lawyer should always apply for in depth flood searches if the standard searches spots a Raglan flooding risk.

You might be able to get in touch with a neighbour of the property to gain additional assurance.

 
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