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Conveyancing in Rainford Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/10/17

Local information:

The nearest station to Rainford is Orrell. The nearest airport to Rainford is Liverpool John Lennon Airport. Blackpool International Airport is 22 miles, Manchester Terminals 1 & 3 Airport is 24 miles, Manchester Terminal 2 Airport is 23 miles, Howarden Airport is 25 miles and Eccles Airport is 17 miles away.

Drivers are well served with Rainford being well placed with good road access close at roughly 3 miles of Junction 5 Westbound of the M58.

Fairfield St Helens is a relatively close hospital.

Q.

How do we get the best rates for conveyancing for a 399,000 property?

A.

Both high-street and online firms advertise cheap conveyancing. Unfortunately extra fees are often hiding in the terms. Our quotes are not estimates, stating all the solicitors fees you will pay for a standard sale or purchase.

Q.

How is stamp duty assessed, what will we need to pay on a £357k home?

A.

The Stamp Duty Land Tax that will be due will rely on the house or flat's value. On a £357k residential property, stamp duty will be £10710.

Q.

Apparently, uranium (U) soil contamination may be an issue in Rainford. Can you advise?

A.

Given the history of industry and agriculture in parts of Rainford, soil contamination cannot be totally avoided. Land may also be contaminated by other sources, including chlorine and groundwater contamination.

Q.

We are purchasing with Chelsea Building Society, is there anything I need to consider?

A.

When arranging a mortgage, legal work must be undertaken in relation to the mortgage. Some lenders are now reducing the size of their 'solicitor panel'. This can mean greater legal costs for property buyers. Homeward Legal, fortunately, can act on behalf of many lenders in the UK.

Q.

Which local authority is responsible for Rainford?

A.

Rainford is located in St Helens Metropolitan Borough Council, Contact Centre, Wesley House, Corporation Street, Merseyside, WA10 1HF, contact: 01744 456 789

Q.

My wife and I are buying in Rainford. Can I check if the residence is in a conservation area?

A.

These areas secure regions recorded as being of architectural merit. A solicitor will discuss what specific restrictions are in place.

Q.

How soon is it wise to get a conveyancing solicitor in Rainford?

A.

Whether buying or selling, instructing as soon as possible is wise, as conveyancing involves several tasks that can be performed straight away. Some groups recommend postponing instruction until the offer is accepted, but delays can risk the other side pulling out, particularly in uncertain market conditions.

Q.

Rainford conveyancing solicitors do a number of conveyancing searches if instructed by a property purchaser but what specific searches?

A.

If you are obtaining a mortgage lender will expect at least specific searches, including the following Local Authority (personal or official), Drainage and Water Search and Environmental, and, depending on certain criteria, particular searches, like Land Charges Search (K15).