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Conveyancing in Rainford Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 24/04/17

Local information:

The nearest station to Rainford is Orrell. The nearest airport to Rainford is Liverpool John Lennon Airport. Blackpool International Airport is 22 miles, Manchester Terminals 1 & 3 Airport is 24 miles, Manchester Terminal 2 Airport is 23 miles, Howarden Airport is 25 miles and Eccles Airport is 17 miles away.

Drivers are well served with Rainford being well placed with good road access close at roughly 3 miles of Junction 5 Westbound of the M58.

Fairfield St Helens is a relatively close hospital.

Q.

How do we get the best rates for conveyancing for a 399,000 property?

A.

Both high-street and online firms advertise cheap conveyancing. Unfortunately extra fees are often hiding in the terms. Our quotes are not estimates, stating all the solicitors fees you will pay for a standard sale or purchase.

Q.

Is a mining search paid to the conveyancer?

A.

Fees and disbursements should be clearly stated on your quote, without any hidden charges in the terms and conditions. This charge is a disbursement not a fee, and is passed on to the buyer at cost.

Q.

Are buyers frequently gazumped in Rainford?

A.

Gazumping occurs when a house seller agrees to a purchaser's offer and then rejects it, opting for another purchaser's offer. Because acceptance of an offer is not binding on the seller until exchange of contracts, there is a risk of being gazumped. You should instruct a solicitor as early as possible to reduce the chance of gazumping.

Q.

Will we need a chancel search? I am buying a Rainford flat on the same road as priory land.

A.

Owners of property in Rainford may be subject to chancel repair liability. A chancel search is used to confirm whether such a liability exists. Liability is more common in some parts of the country. The solicitor acting on your behalf will confirm that a chancel search is appropriate. Church properties in the area where a chancel search may be appropriate include All Saints.

Q.

I am purchasing a new build property, do we need property searches?

A.

Conveyancing searches are enquiries requested by the buyer's conveyancing lawyer, and refer to issues with the property's title.

Q.

How is stamp duty assessed, what will we need to pay on a £357k home?

A.

The Stamp Duty Land Tax that will be due will rely on the house or flat's value. On a £357k residential property, stamp duty will be £10710.

Q.

How much can the cost of our conveyancing searches total?

A.

With Homeward Legal, clients buying a property charged at most £249 for conveyancing searches. Other informative searches include a commons registration search.

Q.

For a fast conveyancing transaction on the purchase of a £107,000 property, what do we need to organise?

A.

Importantly, moving faster is key to instruct a proactive, diligent property lawyer. There are, in addition, a number of things you, as the purchaser, can do, including, confirming your mortgage offer, promptly answering your property lawyer's questions (by email if possible) and pushing the property lawyer to begin enquiries as soon as possible.

 
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