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Transfer of Equity in Rainhill

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Rainhill

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Rainhill clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Rainhill Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 30/11/16

Rainhill information:

The closest airport to Rainhill is Liverpool John Lennon Airport. Manchester Terminals 1 & 3 Airport is 21 mile s, Manchester Terminal 2 Airport is 21 mile s, Howarden Airport is 19 miles and Eccles Airport is 16 miles away. Rainhill's closest train station is Rainhill.

Drivers are well served with Rainhill ideally situated with very good motorway access around 1m of the M62 Junction 7 Westbound.

The closest hospital for Rainhill is Whiston, General.

Q.

We are trying to find a cheap Rainhill solicitor to own a property. What do we need to consider?

A.

The confusion over what is, and is not, included in a 'cheap' quote leaves many property buyers and sellers paying out more than they anticipated in the end, and many law firms advertise so-called 'the cheapest conveyancing quotes', however additional costs may increase the final bill. Any extra costs found in the small print should be fair and clearly defined and only apply to matters if your conveyancer is required to complete extra work on your behalf, which could not be anticipated at the start of the process.

Q.

Which local authority looks after Rainhill?

A.

Rainhill is located in Knowsley Metropolitan Borough Council, Customer Contact Centre, Municipal Buildings, Cherryfield Drive, Kirkby, L32 1TX, Call: 0151 489 6000

Q.

I am buying a Rainhill house with Swansea Building Society - what will I need to know?

A.

Traditionally, solicitors could carry out mortgage-related work for most lenders. Some lenders have limited the number of solicitors

who can act for them. We, however, will act for most lenders so that the buyer will not have to pay your lender's legal costs.

Q.

I plan to purchase a church rectory in Poulton. Will a chancel search be needed?

A.

A conveyancing lawyer might recommend that a chancel search be taken out. Although some parish councils have chosen to charge chancel repairs on current owners of land subject to chancel liability, it is not possible to be certain that a parish which has not imposed liability will not be so in future. For property in the parish of Poulton, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

Do I need to employ a solicitor referred by our local agent?

A.

Both agents and mortgage brokers may endorse a solicitor. However, if the agent is paid a fee by the solicitor, some agents choose whichever firm pays the most per referral, not the best solicitor for your needs.

Q.

Which of the mortgage lender panels in Rainhill are your solicitors members of?

A.

Our solicitors have experience working alongside most lenders listed with the Council of Mortgage Lenders. A number of mortgage specialists operate in Rainhill, including Mortgage Choice, 2 Arabis Gardens, St. Helens, WA9 4ZH. The lawyer whom you have instructed will be able to state specific lenders' requirements.

Q.

How is contaminated land in Rainhill investigated when purchasing a property?

A.

A broad range of contaminants caused by naturally-occurring factors has the potential to affect residential property in Rainhill, such as local waste transfer sites. An environmental search will reveal this in more detail.

Q.

Could our property legal fees hide any hidden costs?

A.

No. We will not charge any hidden fees. It may be that a large volume of additional work is necessary, but any fees for this work will only be incurred with your knowledge.

 
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