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Conveyancing in Ramsey Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/01/18

Ramsey information:

The nearest station to Ramsey is Whittlesea and the closest airport to Ramsey is Cambridge City Airport.

Cromwell Huntingdon is the neighbouring hospital.

Q.

How do I find a discount conveyancing estimate in Ramsey?

A.

The confusion over this point catches out many buyers, and can leave them paying far more in fees than they budgeted, and many conveyancers advertise supposedly 'the cheapest conveyancing quotes'. Often extra fees are frequently hidden in the small print. Excited buyers, eager to get underway, often ignore this small print when they instruct. Additional fees found in terms of engagement ought to be clearly defined. Your quote should also state third party costs, termed disbursements, to be paid.Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

Does my assigned Ramsey solicitor tell me about the amount to be paid of the council tax on a Band H property prior to exchange of contracts?

A.

A solicitor will liaise with the appropriate Huntingdonshire local authority to ascertain the most up to date council tax rates, which will be set out in the conveyancing report on title.

The latest tax charges for properties in Ramsey are set out on the Huntingdonshire council website. As of 26 November 2012 rates for all bands are:

  • Band A - £1,013.00
  • Band B - £1,182.00
  • Band C - £1,350.00
  • Band D - £1,519.00
  • Band E - £1,857.00
  • Band F - £2,195.00
  • Band G - £2,532.00
  • Band H - £3,039.00

Q.

Will we need a chancel search if we are intending to purchase in the parish of Long Stanton St Michael, near Ramsey?

A.

A conveyancing lawyer might recommend a chancel search. In Ramsey's much older areas, chancel repair can be imposed on new owners of a house where church councils have not imposed the same liability on the last owners, so indemnity insurance may be advisable even if liability is unlikely.

Q.

When do I need to arrange a solicitor in Ramsey?

A.

With few exceptions, the faster you instruct the better. Instructing a solicitor to handle your Ramsey conveyancing early could mitigate the chance of the transaction falling through.

Q.

Could molybdenum contaminate land in Ramsey?

A.

Most top soils in Ramsey have some degree of contamination, from industry, agriculture and the natural environment . Various bodies hold data on land contaminants affecting Ramsey, including local authorities.

Q.

What length of time may the conveyancing process often take, in your experience? I am buying in Ramsey.

A.

On average, the length of time required to transact property may vary, dependent on potentially many issues, for example, when 3rd parties fail to promptly answer queries. With our specialist solicitors, your transaction receives fast and efficient service.

Q.

We are intending to buy in Ramsey. Are there many conservation areas in the area?

A.

Locales deemed to be of architectural merit, such as country house estates, will be recognised as conservation areas. Your property solicitor will be able to offer more information and confirm potential liability for unauthorised works, regarding specific conservation areas in Ramsey.

Q.

For our mortgage lender, we have chosen Market Harborough Building Society, what will we need to be aware of?

A.

Your mortgage lender will require legal work to be performed on their behalf. Recently, a number of lenders are now reducing their 'solicitor panel'. For buyers, this can result in significantly greater conveyancing costs. Homeward Legal will act on behalf of many lenders in the UK.