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Transfer of Equity in Ramsey

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Ramsey

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Ramsey clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Ramsey Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/01/17

Ramsey information:

The nearest station to Ramsey is Whittlesea and the closest airport to Ramsey is Cambridge City Airport.

Cromwell Huntingdon is the neighbouring hospital.

Q.

How do I find a discount conveyancing estimate in Ramsey?

A.

The confusion over this point catches out many buyers, and can leave them paying far more in fees than they budgeted, and many conveyancers advertise supposedly 'the cheapest conveyancing quotes'. Often extra fees are frequently hidden in the small print. Excited buyers, eager to get underway, often ignore this small print when they instruct. Additional fees found in terms of engagement ought to be clearly defined. Your quote should also state third party costs, termed disbursements, to be paid.Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

What will a Ramsey conveyancing lawyer recommend if the property we are planning to buy is in a Huntingdonshire conservation area which has unsuitable PVC windows fitted?

A.

Local authority searches carried out by your Ramsey conveyancing solicitor during the legal process will verify if the property is inside a designated conservation area proof of consent for alterations will be asked for.

Q.

For a residential property valued at £913000. How is SDLT calculated?

A.

The SDLT that will be due will depend on the value of the home. On a £913000 house or flat in Ramsey, stamp duty will be £36520.*

*(Source - www.gov.uk, 01/02/2013)

Q.

Does my assigned Ramsey solicitor tell me about the amount to be paid of the council tax on a Band H property prior to exchange of contracts?

A.

A solicitor will liaise with the appropriate Huntingdonshire local authority to ascertain the most up to date council tax rates, which will be set out in the conveyancing report on title.

The latest tax charges for properties in Ramsey are set out on the Huntingdonshire council website. As of 26 November 2012 rates for all bands are:

  • Band A - £1,013.00
  • Band B - £1,182.00
  • Band C - £1,350.00
  • Band D - £1,519.00
  • Band E - £1,857.00
  • Band F - £2,195.00
  • Band G - £2,532.00
  • Band H - £3,039.00

Q.

What does searches cost?

A.

With Homeward Legal, you will be expected to pay at a maximum £249 for a standard bundle of searches. Searches are paid to a third party, and will not be included in your solicitor's fees.

Q.

We are intending to buy in Ramsey. Are there many conservation areas in the area?

A.

Locales deemed to be of architectural merit, such as country house estates, will be recognised as conservation areas. Your property solicitor will be able to offer more information and confirm potential liability for unauthorised works, regarding specific conservation areas in Ramsey.

Q.

Which local authority is responsible for Ramsey?

A.

Ramsey is located in Huntingdonshire District Council, Pathfinder House, St Mary's Street, Huntingdon, PE29 3TN Tel: 01480 388 388

Q.

To complete on our house purchase ASAP, can we ensure a fast completion in Ramsey?

A.

Instructing a communicative conveyancing solicitor is essential to buying faster. Beyond that, there are a range of tasks you as the buyer could do to accelerate your conveyancing, including, calling or emailing the conveyancing solicitor, and chase them if you suspect any delays, answering any queries raised by your conveyancing solicitor as soon as possible and ordering a property survey early in the transaction.

 
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