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Transfer of Equity in Ramsey

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Ramsey

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Ramsey clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Ramsey Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 08/12/16

Ramsey information:

The nearest station to Ramsey is Whittlesea and the closest airport to Ramsey is Cambridge City Airport.

Cromwell Huntingdon is the neighbouring hospital.

Q.

How do I find a discount conveyancing estimate in Ramsey?

A.

The confusion over this point catches out many buyers, and can leave them paying far more in fees than they budgeted, and many conveyancers advertise supposedly 'the cheapest conveyancing quotes'. Often extra fees are frequently hidden in the small print. Excited buyers, eager to get underway, often ignore this small print when they instruct. Additional fees found in terms of engagement ought to be clearly defined. Your quote should also state third party costs, termed disbursements, to be paid.Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

When do I need to arrange a solicitor in Ramsey?

A.

With few exceptions, the faster you instruct the better. Instructing a solicitor to handle your Ramsey conveyancing early could mitigate the chance of the transaction falling through.

Q.

To complete on our house purchase ASAP, can we ensure a fast completion in Ramsey?

A.

Instructing a communicative conveyancing solicitor is essential to buying faster. Beyond that, there are a range of tasks you as the buyer could do to accelerate your conveyancing, including, calling or emailing the conveyancing solicitor, and chase them if you suspect any delays, answering any queries raised by your conveyancing solicitor as soon as possible and ordering a property survey early in the transaction.

Q.

Does a conveyancer in Ramsey report on the risk and history of flooding in the Ramsey region?

A.

The conveyancer will conduct standard formal environmental searches that incorporate Ramsey historical flood risk data. Furthermore a property solicitor in Ramsey may recommend a more detailed local Ramsey area flood risk search.

Q.

What can I do to avoid paying stamp duty tax?

A.

Homeward Legal strongly advise against any form of stamp duty reduction scheme, as such schemes are often uneconomical and , if the scheme fails, you may be charged a penalty of up to 100% of the stamp duty amount owed.

Q.

What length of time may the conveyancing process often take, in your experience? I am buying in Ramsey.

A.

On average, the length of time required to transact property may vary, dependent on potentially many issues, for example, when 3rd parties fail to promptly answer queries. With our specialist solicitors, your transaction receives fast and efficient service.

Q.

For our mortgage lender, we have chosen Market Harborough Building Society, what will we need to be aware of?

A.

Your mortgage lender will require legal work to be performed on their behalf. Recently, a number of lenders are now reducing their 'solicitor panel'. For buyers, this can result in significantly greater conveyancing costs. Homeward Legal will act on behalf of many lenders in the UK.

Q.

Will we need a chancel search if we are intending to purchase in the parish of Long Stanton St Michael, near Ramsey?

A.

A conveyancing lawyer might recommend a chancel search. In Ramsey's much older areas, chancel repair can be imposed on new owners of a house where church councils have not imposed the same liability on the last owners, so indemnity insurance may be advisable even if liability is unlikely.

 
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