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Conveyancing in Rawdon Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/10/17

Rawdon travel information:

The nearest airport to Rawdon is Leeds Bradford Airport. and Guiseley station is around 2 miles from Rawdon.

Greengates, Yorkshire Eye is the closest hospital to Rawdon.

Q.

We need affordable conveyancing. Will I get a quote or and estimate?

A.

The confusion over this point catches out many homeowners, and can leave them paying far more in fees than they budgeted. Many firms advertise theoretically cheap conveyancing quotes, however additional charges may be added into small print. Excited homeowners, eager to get underway, often ignore this small print when they instruct. The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

I am purchasing in Rawdon with Bank of Scotland - what will I need to be aware of?

A.

Over the last two years, some lenders have reduced the number of firms on their approved panel. For buyers, this can result in significantly increased conveyancing costs. We are able to act on behalf of the vast majority of UK mortgage lenders.

Q.

When is it wise to arrange a conveyancing solicitor to act on our sale?

A.

The short answer is, the faster you instruct the better, as conveyancing involves several tasks that can be performed straight away. Instructing a conveyancing firm to handle your Rawdon conveyancing early could mitigate the chance of the sale or purchase aborting.

Q.

Will the home's fixtures and fittings include things such as light fixtures?

A.

In the main, fixtures are fixed to walls, floors or ceilings securely and fixtures are free-standing items, like a washing machine. A fixtures and fittings form can avoid any disputes and will confirm which items are included in the sale.

Q.

We are buying a £160000 property in Rawdon. What will be assessed for stamp duty tax?

A.

The Stamp Duty rate due is dependent on the value of the property. It will be £1600 on a £160000 property.

Q.

Would you recommend taking steps to bypass paying stamp duty in Rawdon?

A.

Stamp Duty Land Tax must be paid on home purchases over 125,000 pounds. Homeward Legal strongly advise against any form of stamp duty scheme. These schemes are costly and very risky. There have been certain government-sponsored schemes, such as relief for buyers in 'disadvantaged areas', and your solicitor will advise if these may apply.

Q.

What is the council tax on a Sixties semi-detached home in Rawdon?

A.

Ordinarily, the report on title will give detail the appropriate Bradford council tax band.

Correct charges for properties in Rawdon are listed on the Bradford local authority site. On (14/03/2013) the different rates are:

  • Band A - £855.00
  • Band B - £998.00
  • Band C - £1,141.00
  • Band D - £1,283.00
  • Band E - £1,568.00
  • Band F - £1,854.00
  • Band G - £2,139.00
  • Band H - £2,566.00

Q.

What do we need to be aware of if we invest in a Rawdon home in a Bradford planning authority designated conservation area ?

A.

Bradford council enquiries conducted by a property lawyer as part of the conveyancing should ascertain the existence of the appropriate council approval for any development to the property.