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Transfer of Equity in Redditch

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Redditch

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Redditch clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Redditch Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 07/12/16

Local data:

The closest station to Redditch is Alvechurch. Redditch's closest airport is Birmingham Airport (13 miles). Coventry Airport is 21 mile s, Wolverhampton Business Airport Airport is 20 miles and Defford Airport (disused) Airport is 18 miles away.

Alexandra Redditch is a nearby hospital.

Q.

What do you charge for the legal fees on a £187,000 property? I am trying to find an affordable conveyancing quote.

A.

Numerous property lawyers claim to offer 'the cheapest conveyancing', but extra fees are often hiding in the small print which unwary homeowners fail to check. Your quote ought to list the disbursements to be paid.

Q.

My lender is Halifax Loans - is there anything I need to check?

A.

House buyers should consider that, in some cases, lenders have reduced the number of firms on their approved panel, potentially creating increased conveyancing costs for buyers. We can act on behalf of all major CML-approved lenders so that you will not be required to pay your lender's conveyancing fees.

Q.

Which body keeps records for watching over the status of repair of the conservation areas in Redditch?

A.

Local conservation areas are specified by the local Redditch planning authority, who oversee conservation area concerns from including things like neon signs, the addition of stone cladding and property boundaries. Following a campaign, English Heritage have produced a list in relation to the condition (poor to good) of conservation areas along with the risk of getting worse.

Q.

How early should you instruct a conveyancing solicitor?

A.

The straightforward answer is, the earlier, the better, as conveyancing involves several tasks that may be performed very early in the process. Some suggest holding off instruction until an offer is accepted, but delays can risk the other side pulling out, particularly in uncertain market conditions.

Q.

Should we get searches for chancel liability? I am buying a flat conversion in Redditch.

A.

Property owners in Redditch may be subject to chancel repair liability. Insurance may be available to protect a buyer should a Redditch Parochial Church Council enforce liability. Church of England properties in the local area include Baptist Church, St John the Evangelist, Greenlands, St Peter and St Peter's in Winyates.

Q.

There are a multitude of useful manuals about doing your own legal work. Do I therefore need to instruct a solicitor in Redditch ?

A.

There are no reasons why a home seller cant go down that route and engage in the greater majority of the legal process without an expert property solicitor in Redditch. The truth is however that a conveyancer is familiar with a large array of assignments ranging from chasing retention releases or ensuring listed building alterations are compliant most of which require a skilled professional.

Q.

Which factors will affect land in Redditch?

A.

Several contaminants could impact residential property in Redditch, and an environmental search will confirm if a specific property may be affected by contaminants in the region such as limestone or gypsum quarrying. Weights Farm, Weights Lane, Worcestershire, B97 6RG is one such potential cause of local contamination.

Q.

Are there many areas of conservation in Redditch?

A.

Buyers in Redditch should be aware of a range of local conservation areas. These restrictions create additional maintenance and repair responsibilities, but the benefits will include protection for parks and green spaces.

 
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