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Transfer of Equity in Redditch

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Redditch

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Redditch clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Redditch Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/01/17

Local data:

The closest station to Redditch is Alvechurch. Redditch's closest airport is Birmingham Airport (13 miles). Coventry Airport is 21 mile s, Wolverhampton Business Airport Airport is 20 miles and Defford Airport (disused) Airport is 18 miles away.

Alexandra Redditch is a nearby hospital.

Q.

What do you charge for the legal fees on a £187,000 property? I am trying to find an affordable conveyancing quote.

A.

Numerous property lawyers claim to offer 'the cheapest conveyancing', but extra fees are often hiding in the small print which unwary homeowners fail to check. Your quote ought to list the disbursements to be paid.

Q.

Can you advise how to get out of paying SDLT?

A.

Stamp duty is due on property sold for more than £125,000. Stamp duty avoidance is not advised when buying in Redditch, as such schemes are often uneconomical and unreliable. There have been certain official schemes, such as higher thresholds for first-time buyers.

Q.

Property solicitors in Redditch do official conveyancing searches when acting for a purchaser - which particular searches?

A.

When applying for a mortgage the mortgage lender requires you to particular searches, including the following for properties in Redditch: Local Authority (personal or official), Drainage Search (Con29DW) and Environment Search,, and possibly unique particular for instance Land charges full Search.

Q.

My lender is Halifax Loans - is there anything I need to check?

A.

House buyers should consider that, in some cases, lenders have reduced the number of firms on their

approved panel, potentially creating increased conveyancing costs for buyers. We can act on behalf of all major CML-approved lenders so that you will not be required to pay your lender's conveyancing fees.

Q.

Which Redditch areas are eligible for disadvantaged area relief?

A.

Redditch disadvantaged areas are identified by council ward. Disadvantaged areas in and around Redditch include Batchley. Update: As of the 2013/14 tax year, stamp duty relief for disadvantaged areas is no longer available.

Q.

What will the council tax cost me for a Victorian Band C maisonette in Redditch?

A.

Your pertinent council tax band should usually be reported as part of the conveyancer's title report along with the local council. The latest tax rates for homes in Redditch are published on the Redditch local authority site. Currently (15 October 2012) rates for all bands are:

  • Band A - £1,001.00
  • Band B - £1,167.00
  • Band C - £1,334.00
  • Band D - £1,501.00
  • Band E - £1,834.00
  • Band F - £2,168.00
  • Band G - £2,502.00
  • Band H - £3,002.00

Q.

Which local authority looks after Redditch?

A.

Redditch is located in Redditch Borough Council, The Town Hall, Walter Stranz Square, Redditch, B98 8AH, Call: 01527 534123

Q.

For a fast conveyancing transaction to buy a £886,000 property, how can we speed things up?

A.

Essential to a fast conveyancing transaction is to employing a communicative lawyer. Ask these questions when identifying your conveyancer:

  • Do they offer 'instant' online quotes?
  • What methods of communication do they use? Posting documents can adds days of waiting to a purchase.
  • Will they work on a 'no sale, no fee' basis?

 
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