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Transfer of Equity in Robertsbridge

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Robertsbridge

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Robertsbridge clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Robertsbridge Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 09/12/16

Local information:

The nearest train station to Robertsbridge is Etchingham, almost 2 miles away. Lydd Airport is 20 miles from Robertsbridge.

Hawkhurst Cranbrook is the nearest hospital to Robertsbridge.

Q.

How do I get a cheap solicitor quote for buying a property?

A.

Confusion over this issue catches out many home owners, and can leave them paying far more in fees than they budgeted, and many property lawyers promote 'the cheapest conveyancing quotes', but additional costs will be included in the small print which unwary home owners fail to check. Any additional charges which are listed in terms of engagement should be reasonable and come into force only if your conveyancer must complete additional work for you, which could not be anticipated at the start of the process. Homeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Which Robertsbridge mortgage lender panels are you on?

A.

Homeward Legal are able to work with all the major lenders registered with the Council of Mortgage Lenders. A number of mortgage specialists operate in Robertsbridge, such as Stonebridge Group, 1/Pelsham Lodge Cottage, Peasmarsh, Rye, TN31 6XD, Creed Associates, 104 Sedlescombe Road North, St. Leonards-On-Sea, TN37 7EN, and Richmond Finance Services, London House/Manchester Rd, Ninfield, Battle, TN33 9JX.

Q.

I am buying in Robertsbridge, and would like to check that there are any designated conservation areas.

A.

With over 9,000 conservation areas in England, the local areas located near Robertsbridge will include a number of areas of historical merit designated as protected. A conveyancing lawyer will address the consequences of purchasing property in a conservation area for affected areas in Robertsbridge.

Q.

What is gazumping?

A.

Gazumping describes circumstances where a property owner accepts a lower offer, then refuses it, choosing instead a higher offer. Although gazumping is less common in a declining market, there will always be a danger. You should instruct a solicitor early to reduce the chance of your transaction being gazumped.

Q.

How is stamp duty determined?

A.

The Stamp Duty payable is calculated based on the purchase price. On a £945000 residential property, stamp duty will be £37800.*

*Accurate 12/03/2013

Q.

Doing ones own conveyancing without the help of a Robertsbridge lawyer is becoming possible as a buyer and seller of a home , however would it actually be practical ?

A.

In theory there are no reasons why a buyer cannot look after the conveyancing unaided.

In reality however, a conveyancing solicitor takes care of a significant number of exercises e.g. chasing replies to enquiries or identifying the most appropriate searches which are more safely handled with appropriate a skilled professional. Nonetheless firms and their solicitors are liable to be required to have insurance cover to insulate you in the event of carelessness.

Q.

For a fast conveyancing process on the purchase of a £194k house, what do we need to organise?

A.

The key to fast conveyancing is to use a proactive solicitor. Beyond that, there are numerous things you can do to speed up your conveyancing, such as, keeping in regular contact with your solicitor, arranging your mortgage offer and answering any queries raised by your solicitor as soon as possible.

Q.

What does a Robertsbridge conveyancing solicitor do if the property we are planning to buy is situated in a local authority conservation area and has conspicuous windows added?

A.

The local authority Requisition for search and Official Certificate of Search conducted by a solicitor should check if the Robertsbridge property a designated conservation area proof of permission for modifications will be required.

 
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