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Conveyancing in Roker Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 09/10/17

Roker data:

The closest airport to Roker is Newcastle Airport. and Seaburn station is almost a mile from Roker.

Q.

Roker points of interest

A.

Fulwell Tyne & Wear Windmill, Sunderland Holy Trinity Churches Conservation Trust and North East Aircraft Museum Aviation Museum are situated in Roker.

The most convenient hospital to Roker is Sunderland, Royal, Kayll Rd Entrance.

Q.

How do we get a cheap solicitor to buy a flat?

A.

Many online and high street conveyancers purport to offer cheap conveyancing, but extra costs are often hiding in the solicitor's terms which unwary buyers fail to check. Homeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Handling the legal work without the aid of a Roker conveyancing solicitor appears to be becoming possible as a buyer of a house , however would it be reckless ?

A.

There is absolutely no argument why a home mover shouldn't carry out the greater majority of the your own conveyancing without the help of a proficient Roker conveyancing solicitor. That said, a property solicitor is in charge of a large number of assignments ranging from chasing any outstanding docs and checking for any restrictive covenants many of which need a qualified solicitor. Even more importantly amateur lawyers are not covered by sufficient professional indemnity insurance that all solicitors firms are compelled to be in possession of.

Q.

We are buying a £982k, how is Stamp Duty Land Tax rates assessed?

A.

The Stamp Duty rate you will owe will depend on the value of the property. It is £39280 on a £982k residential property in Roker.*

*Accurate September 2012

Q.

Roker conveyancing solicitors carry out formal searches if instructed to act for a property buyer - what particular searches?

A.

When getting a mortgage lender will expect at least the following for Roker: Local Authority, Drainage and Water Search (CON29DW) and Environment Search, and possibly less common searches, which might include Land charge Search (bankruptcy only).

Q.

As a result of the extensive flooding in Sept 2012 in North East England we are anxious that flood risk searches aren't thorough enough?

A.

Conveyancing and environmental searches handled by a Roker solicitor should also include a far more rigorous search (Landmark) if the risk is deemed significant.

If you remain still worried make enquiries with a close neighbour.

Q.

How long may conveyancing legal work need, in your experience? We are buying in Roker.

A.

The number of weeks taken to transfer a home is not wholly predictable, based on a range of aspects, for example, whether the property is leasehold. For most firms in England and Wales, the average is between 8 to 12 weeks, whereas Homeward Legal take a more proactive attitude, pushing a transaction to complete within 8 weeks if possible.

Q.

Which mortgage lenders in Roker do you work with?

A.

The Homeward Legal partnership can work closely with many lenders. A number of mortgage specialists operate in Roker, including Rookery Mortgage Consultants, 138 Botley Rd, Swanwick, Southampton, SO31 1BU, Umbrella Financial Services, 7 London Rd, Southampton, SO15 2AE, and WILSON, A/167 Bassett Av, Southampton, SO16 7FF.

Q.

The owner looks to have fitted cladding in Roker which I think might infringe on conservation area criteria

A.

The property solicitor will make enquiries to check whether the property is affected by a conservation area, and if so, whether any modifications have appropriate consent.