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Conveyancing in Roker Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/07/17

Roker data:

The closest airport to Roker is Newcastle Airport. and Seaburn station is almost a mile from Roker.

Q.

Roker points of interest

A.

Fulwell Tyne & Wear Windmill, Sunderland Holy Trinity Churches Conservation Trust and North East Aircraft Museum Aviation Museum are situated in Roker.

The most convenient hospital to Roker is Sunderland, Royal, Kayll Rd Entrance.

Q.

How do we get a cheap solicitor to buy a flat?

A.

Many online and high street conveyancers purport to offer cheap conveyancing, but extra costs are often hiding in the solicitor's terms which unwary buyers fail to check. Homeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

We have had a quote from you. Might I be billed any hidden costs?

A.

Our solicitors will never charge any hidden costs whatsoever.

Q.

I am intending to buy a restored chapel in Roker. Do we need a chancel search?

A.

A property lawyer might recommend a chancel search. In older areas of Roker, chancel repair may be imposed on new owners of a home where Parochial Church Councils (PCCs) have not imposed the same liability on the last owners. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

What is the council tax on a Fifties mid-terrace house in Roker?

A.

Commonly, a conveyancer's title report will provide the relevant Sunderland council tax band.

Correct rates for Roker are set out on the Sunderland local authority site. At the time of writing (13 September 2012) rates for all bands are:

  • Band A - £896.00
  • Band B - £1,045.00
  • Band C - £1,194.00
  • Band D - £1,343.00
  • Band E - £1,642.00
  • Band F - £1,941.00
  • Band G - £2,239.00
  • Band H - £2,687.00

Q.

Which mortgage lenders in Roker do you work with?

A.

The Homeward Legal partnership can work closely with many lenders. A number of mortgage specialists operate in Roker, including Rookery Mortgage Consultants, 138 Botley Rd, Swanwick, Southampton, SO31 1BU, Umbrella Financial Services, 7 London Rd, Southampton, SO15 2AE, and WILSON, A/167 Bassett Av, Southampton, SO16 7FF.

Q.

As a result of the extensive flooding in Sept 2012 in North East England we are anxious that flood risk searches aren't thorough enough?

A.

Conveyancing and environmental searches handled by a Roker solicitor should also include a far more rigorous search (Landmark) if the risk is deemed significant.

If you remain still worried make enquiries with a close neighbour.

Q.

Roker conveyancing solicitors carry out formal searches if instructed to act for a property buyer - what particular searches?

A.

When getting a mortgage lender will expect at least the following for Roker: Local Authority, Drainage and Water Search (CON29DW) and Environment Search, and possibly less common searches, which might include Land charge Search (bankruptcy only).

Q.

When should we find a conveyancer?

A.

With a 'no move, no fee' guarantee, the faster you instruct the better. Some authors suggest waiting before instruction until an offer has been firmly agreed, but you will then be at a serious disadvantage in the event of a contract race, or buyer eager to move quickly.

 
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