Mortgages 1 Ltd will be our lender, what will I need to check?
Some lenders have limited the firms who can act for them, resulting in higher conveyancing costs for property purchasers if their solicitor is unable to act both on their behalf, and for their lender. Homeward Legal can act for most mortgage lenders.
If I am buying in the parish of York Holy Trinity Micklegate, should we get a chancel search?
Your solicitor responsible for your move could advise a chancel search. Chancel repair has the potential to be charged on new owners of a home where Parochial Church Councils may have spared previous owners or tenants.
We are buying a property where the seller has unfortunately added ill-suited windows which might breach the Doncaster Road Town Centre conservation area criteria.
A property lawyer will make enquiries to verify if the property is located within a conservation area, and if so, whether any alterations have the required consents from the Rotherham planning authority.
If there are outstanding works approved in the planning consent, can I still use it?
Generally speaking, planning permission legally has to have an expiry date, which is usually for a period of three years from approval for the building work to start (and not necessarily complete, unless the consent has a suitable caveat).
This means that the consent is against the property and the intended construction rather than the person who made the application. As such, if the planning consent remains within the expiry period, the agreement is transferrable to the new owner of the property.
Your solicitor will be able to provide further advice, once enquiries with the local authority have been satisfactorily completed as part of the conveyancing.
What kind of flood plain searches as respects the risk of floods in the South Yorkshire region will my property lawyer in Rotherham actually do on a Regency property we are intending to purchase?
A residential property conveyancer makes an application for standard formal property environmental searches that will include Rotherham flood risk area data information.