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Conveyancing in Rubery Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/10/17

Local information:

Drivers are well served with Rubery being well placed with very good motorway access close at approximately a mile and a half of the M5 Junction 4 Northbound.

Rubery's closest airport is Birmingham Airport (13 miles). Coventry Airport is 24 miles, Wolverhampton Business Airport Airport is 14 miles and Defford Airport (disused) Airport is 22 miles away and Longbridge train station is approximately a mile from Rubery.

The neighbouring hospital for Rubery is West Heath Kings Norton.

Q.

We need to find the cheapest conveyancing solicitors in Rubery. What do I need to check for?

A.

Many property lawyers purport to offer theoretically cheap conveyancing. Unfortunately extra costs are frequently hidden in the terms that homeowners often do not check. Applicable disbursements ought to be defined on a quote

Q.

Will I need a survey for our home purchase?

A.

Homeward Legal firmly suggest that home buyers in Rubery book a building survey. Buyers should be aware that there are a wide range of problems which can negatively affect a property, that a lender's valuation survey, for example, will not cover. These can include poor ventilation or blocked drains.

Q.

The ground-floor flat being purchased is on a brownfield land. Is tin (Sn) soil contamination likely?

A.

Though the dangers are usually minor, some very localised cases of contamination in Rubery may pose unacceptably high risk. The local authority for Rubery will be able to provide more detail on cases of contamination.

Q.

My lender is New Life Mortgages, what do I need to consider?

Traditionally, it was usually straightforward for solicitors to act for both a buyer and their lender. In some cases, lenders have opted to reduce the size of their 'solicitor panel'. For buyers, this can result in significantly increased legal costs. We can act on behalf of the vast majority of lenders, keeping buyers' legal costs to a minimum.

Q.

How long will conveyancing take, in your experience? I am purchasing a home in Rubery.

A.

In general, the number of weeks needed to buy or sell a property may vary, based on numerous concerns, for example, whether a mortgage lender requires particular searches. Eight to twelve weeks is the industry-wide average, whereas Homeward Legal aim for faster conveyancing, driving the transaction to complete within 6 to 8 weeks.

Q.

Which local authority is responsible for Rubery?

A.

Rubery is located in Birmingham City Council, Council House, Victoria Square, Birmingham, B1 1BB, phone: 0121 303 1111

Q.

We are on a very limited budget , Can doing the conveyancing myself without the help of a property lawyer in Rubery possibly save any money?

A.

There are no arguments why a buyer cannot look after the your own conveyancing without a professional Rubery conveyancing solicitor. In reality however, a conveyancing solicitor in Rubery handles a large number of assignments ranging from chasing outstanding papers or ensuring listed building alterations are compliant most of which need a qualified professional. Essentially do it yourself conveyancers might come a cropper sufficient professional indemnity insurance which solicitors firms are obliged to get.

Q.

We are buying a 1940s house in a designated Rubery conservation area. How do we uncover details on the state of upkeep?

A.

Following a campaign, English Heritage now maintain a detailed list on the state of repair of conservation areas in Rubery and throughout England along with the exposure to deterioration or improvement. Conservation areas are designated by the local authority (Bromsgrove) who police everything from paths to the deterrence of plastic box signs.