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Transfer of Equity in Rubery

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Rubery

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Rubery clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Rubery Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 10/01/17

Local information:

Drivers are well served with Rubery being well placed with very good motorway access close at approximately a mile and a half of the M5 Junction 4 Northbound.

Rubery's closest airport is Birmingham Airport (13 miles). Coventry Airport is 24 miles, Wolverhampton Business Airport Airport is 14 miles and Defford Airport (disused) Airport is 22 miles away and Longbridge train station is approximately a mile from Rubery.

The neighbouring hospital for Rubery is West Heath Kings Norton.

Q.

We need to find the cheapest conveyancing solicitors in Rubery. What do I need to check for?

A.

Many property lawyers purport to offer theoretically cheap conveyancing. Unfortunately extra costs are frequently hidden in the terms that homeowners often do not check. Applicable disbursements ought to be defined on a quote

Q.

How do you calculate stamp duty in Rubery and what will we need to pay on a £182000 property?

A.

The Stamp Duty due is dependent on the property's price. For a residential property valued at £182000, the SDLT rate is £1820.

Q.

My agent has referred a property lawyer. Will it be faster to use this firm?

A.

Many estate agents will have a referral arrangement with solicitors where they refer clients to them. If the agent is paid a referral fee, however, there is a risk that the agent may suggest the conveyancer who pays out the highest referral fee, not the most appropriate choice.

Q.

The ground-floor flat being purchased is on a brownfield land. Is tin (Sn) soil contamination likely?

A.

Though the dangers are usually minor, some very localised cases of contamination in Rubery may pose unacceptably high risk. The local authority for Rubery will be able to provide more detail on cases of contamination.

Q.

Is contaminated land a concern in Rubery?

A.

Land in Rubery may have been contaminated by many human activities, and an environmental search should reveal if a specific residence may be affected by contaminants in the area such as shallow mining or infilled land.

Q.

We are buying a 1940s house in a designated Rubery conservation area. How do we uncover details on the state of upkeep?

A.

Following a campaign, English Heritage now maintain a detailed list on the state of repair of conservation areas in Rubery and throughout England along with the exposure to deterioration or improvement. Conservation areas are designated by the local authority (Bromsgrove) who police everything from paths to the deterrence of plastic box signs.

Q.

What will a Rubery conveyancing solicitor do when the building we want to buy is in a local authority conservation area and has unsuitable PVC windows added?

A.

Your property solicitor should establish if the property is inside a designated conservation area, and if so whether any modifications have the necessary consent from the local authority.

Q.

Will I need a survey for our home purchase?

A.

Homeward Legal firmly suggest that home buyers in Rubery book a building survey. Buyers should be aware that there are a wide range of problems which can negatively affect a property, that a lender's valuation survey, for example, will not cover. These can include poor ventilation or blocked drains.

 
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