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Transfer of Equity in Rubery

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Rubery

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Rubery clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Rubery Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 03/12/16

Local information:

Drivers are well served with Rubery being well placed with very good motorway access close at approximately a mile and a half of the M5 Junction 4 Northbound.

Rubery's closest airport is Birmingham Airport (13 miles). Coventry Airport is 24 miles, Wolverhampton Business Airport Airport is 14 miles and Defford Airport (disused) Airport is 22 miles away and Longbridge train station is approximately a mile from Rubery.

The neighbouring hospital for Rubery is West Heath Kings Norton.

Q.

We need to find the cheapest conveyancing solicitors in Rubery. What do I need to check for?

A.

Many property lawyers purport to offer theoretically cheap conveyancing. Unfortunately extra costs are frequently hidden in the terms that homeowners often do not check. Applicable disbursements ought to be defined on a quote

Q.

We are buying a 1940s house in a designated Rubery conservation area. How do we uncover details on the state of upkeep?

A.

Following a campaign, English Heritage now maintain a detailed list on the state of repair of conservation areas in Rubery and throughout England along with the exposure to deterioration or improvement. Conservation areas are designated by the local authority (Bromsgrove) who police everything from paths to the deterrence of plastic box signs.

Q.

We have had a quote from you. May we be charged any supplementary hidden costs?

A.

Homeward Legal's solicitors will never charge any additional charges under any circumstances. Your quote for conveyancing in Rubery is an honest and accurate fee the legal expenses for your sale or purchase.

Q.

The ground-floor flat being purchased is on a brownfield land. Is tin (Sn) soil contamination likely?

A.

Though the dangers are usually minor, some very localised cases of contamination in Rubery may pose unacceptably high risk. The local authority for Rubery will be able to provide more detail on cases of contamination.

Q.

I am purchasing a property in Abbots Morton. Is a chancel search necessary?

A.

Your conveyancer might recommend a chancel search, regardless of the parish where the home being bought is located. Chancel repair may be apportioned on current owners of a home where Parochial Church Councils (PCCs) have not imposed the same liability on the last owners. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

My lender is New Life Mortgages, what do I need to consider?

A.

Traditionally, it was usually straightforward for solicitors to act for both a buyer and their lender. In some cases, lenders have opted to reduce the size of their 'solicitor panel'. For buyers, this can result in significantly increased legal costs. We can act on behalf of the vast majority of lenders, keeping buyers' legal costs to a minimum.

Q.

What will a Rubery conveyancing solicitor do when the building we want to buy is in a local authority conservation area and has unsuitable PVC windows added?

A.

Your property solicitor should establish if the property is inside a designated conservation area, and if so whether any modifications have the necessary consent from the local authority.

Q.

How do you calculate stamp duty in Rubery and what will we need to pay on a £182000 property?

A.

The Stamp Duty due is dependent on the property's price. For a residential property valued at £182000, the SDLT rate is £1820.

 
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