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Transfer of Equity in Ruddington

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

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Remortgage Solicitors Ruddington

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Ruddington clients every week.

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The Conveyancing
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Conveyancing in Ruddington Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 29/11/16

Local data:

The nearest airport to Ruddington is Tollerton, Nottingham City Airport (3 miles). East Midlands Airport is 9 miles and Tollerton Airport is 4 miles away. Ruddington's nearest station is Beeston.

Lings Bar West Bridgford hospital is relatively close to Ruddington.

Q.

I need to find a low cost conveyancing quote. What are the risks?

A.

Several property lawyers offer so-called cheap conveyancing quotes. Often extra fees are frequently hidden in the terms that property buyers and sellers often do not check. The conveyancing quote must also state any disbursements. Any extra fees which are listed in the terms should be reasonable and clear and only be applied if your lawyer must perform additional tasks in your interest, which could not be anticipated at the start of the process.

Q.

What does the Ruddington conveyancing lawyer recommend if the property is in a Rushcliffe planning authority conservation area that has unseemly windows installed?

A.

Local authority Requisition for search and Official Certificate of Search conducted by a property lawyer in the process of the conveyancing should determine if the property is in a designated conservation area proof of Coal Authority consent for additions to the property will be requested.

Q.

What environmental concerns will contaminate land in Ruddington, and should they be a concern?

A.

Property may be contaminated by a wide range of naturally-occurring factors, like pollution incidents and coal mining. An environmental search should offer more information.

Q.

Will a report on title prepared by the Ruddington property solicitor give details about the cost of the council tax on a Band G house prior to exchange?

A.

A conveyancer will write to the governing Rushcliffe local authority to reveal the applicable council tax rates, which will then be set out in the report on title. Correct rates for homes in Ruddington are tabled online at the Rushcliffe local authority site. On, 08 January 2013, the different rates are:

  • Band A - £1,069.00
  • Band B - £1,248.00
  • Band C - £1,426.00
  • Band D - £1,604.00
  • Band E - £1,960.00
  • Band F - £2,317.00
  • Band G - £2,673.00
  • Band H - £3,208.00

Q.

Does Ruddington include any areas of conservation?

A.

Conservation areas denote local areas of 'special architectural and historic interest'. The benefits of such restrictions will include protection for trees and other flora, but they create additional maintenance and repair responsibilities.

Q.

Should we choose the solicitors firm referred by the estate agent?

A.

If you choose a solicitor referred through this route, you may have the benefit of the agent's willingness to encourage a solicitor to wrap up the process as soon as possible, however, such referrals should be considered carefully, as an agent may select the firm which pays to the largest referral fee, not the best value for you.

Q.

What do conveyancing searches apply to?

A.

Conveyancing searches are a set of questions requested by your property solicitor. Searches deal with the legal condition of the property's title.

Q.

Flood risk searches are standard procedure for home buyers but in light of recent events for example the widespread flooding in Sept 2012 in the East Midlands are they the best way to check sufficient information about the local Ruddington flood risk?

A.

Your Ruddington conveyancing solicitor should always include flood searches if the standard search flags up a significant risk of flooding in Ruddington

Sometimes buyers also converse with a neighbour of the property to get further information.

 
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