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Conveyancing in Ruskington Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 25/04/17

Ruskington travel information:

Ruskington train station is almost 1 mile from Ruskington and Ruskington's nearest airport is Gamston Airport (28 miles).

Doulton Lodge Independent Anwick is the most convenient hospital for Ruskington.

Q.

I am looking for fixed rate conveyancing. How do I get a quote?

A.

Various conveyancers advertise so-called 'the cheapest conveyancing quotes'. Often additional charges will be included in the terms and conditions, left unread by preoccupied buyers and sellers Any additional costs ought to be fair and reasonable. We offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

What causes purchase conveyancing work to be so delayed?

A.

The conveyancing process in Ruskington could be lengthy. Homeward Legal do our best to reduce their burden where feasible to do so. Common delays can include waiting for a mortgage offer.

Q.

If my family are buying a flat conversion on the same road as a parsonage in Ruskington, do you need to get a chancel search?

A.

Repair costs resulting from chancel liability can total hundreds of thousands of pounds. Terms used in a property's name, like 'rectory', may indicate chancel liability. Churches in this area include All Saints.

Q.

Following recent news about the major flooding in Sept 2012 in the East Midlands we are wondering whether flood risk searches won't be detailed enough?

A.

A diligent lawyer in Ruskington will recommend that you apply for flood risk searches (Landmark search) if the environmental conveyancing searches spots a significant risk of flooding in Ruskington.

You could always speak to a neighbour or local resident for more information.

Q.

I plan to purchase a restored chapel in the parish of Yarburgh. Is a chancel search appropriate?

A.

Regardless of the Ruskington parish in which you are purchasing, the solicitor could advise that a chancel search be taken out. Chancel repair dues can be collected on the owners of a house where parish councils may have spared previous owners or tenants, so the solicitor will be unable to make any guarantees, and will recommend insurance.

Q.

We need to know which Ruskington lenders you work with. Whose panels are you a member of?

A.

Of lenders with local offices in or near Ruskington, Homeward Legal work beside many. Lenders and mortgage specialists in Ruskington include Smart Money Solutions Ltd, 1 Inner Street, Grantham, NG31 6HN, Personal Mortgage Solutions, 8 Ryland Bridge, Welton, Lincoln, LN2 3RP, and Fell Gerry, The Paddocks/Kettlethorpe Road, Laughterton, Lincoln, LN1 2LB.

Q.

Which local authority is responsible for Ruskington?

A.

Ruskington is located in North Kesteven District Council, District Council Offices, Kesteven Street, Sleaford, Lincolnshire, NG34 7EF, Tel: 01522 699 699

Q.

I am moving in Ruskington, and have a quote from you. Could there be any hidden charges?

A.

Homeward Legal never hide any additional charges for any reason. Be aware that some solicitors' firms will give a low estimate, not an accurate quote, meaning that your final bill could be much higher.

 
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