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Conveyancing in Rutland Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/07/17

Rutland information:

The nearest airport to Rutland is Tollerton, Nottingham City Airport. and Rutland's closest train station is Oakham.

The most convenient hospital is Rutland Memorial.

Q.

I need a solicitor that offers cheap conveyancing. What should I check?

A.

Misleading conveyancing quotes catch out many homeowners, leaving them to pay sometimes £100s more than planned. Many firms offer supposedly 'the cheapest conveyancing quotes', however additional costs can inflate your final bill. Extra fees which are listed in the small print should be fair and clearly defined. Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

At what point is it appropriate to arrange a solicitor?

A.

In simple terms, the earlier in the process you can instruct a firm, the better. Some groups advocate postponing instruction until an offer is accepted, but doing so will put you at a disadvantage compared to better prepared buyers, or if your buyer decides to pull out due to delays.

Q.

I have found many on and offline publications about do it yourself conveyancing. Do I really have to use property lawyer in Rutland ?

A.

If you are so inclined endeavour to do so you can conceivably do the legal process without external help from a skilled Rutland conveyancer .

Even more importantly DIY lawyers are taking risks without acceptable cover which solicitors practices are required to get.

Q.

For a lender, we have chosen Yorkshire Building Society - is there anything we need to be aware of?

A.

Some lenders have reduced their 'solicitor panel', resulting in increased legal costs for buyers if their property lawyer is unable to act both on their behalf, and for their lender. We, however, can act for all major UK mortgage lenders to keep legal costs to a minimum.

Q.

We are buying on a new-build brownfield site. Is aluminium (Al) top-soil contamination likely?

A.

Restrictions exist to limit soil contamination, but some existing contaminants can reside for decades after exposure. Land may also be contaminated by other sources, including herbicides and groundwater contaminants like household chemicals.

Q.

How much is the council tax on a Fifties terraced Band E house in Rutland?

A.

Normally a conveyancing report on title should include the South Kesteven council tax band. The correct rates for homes in Rutland are set out in detail online at the South Kesteven council website. On, 20 November 2012, the rates are:

  • Band A - £944.00
  • Band B - £1,102.00
  • Band C - £1,259.00
  • Band D - £1,417.00
  • Band E - £1,731.00
  • Band F - £2,046.00
  • Band G - £2,361.00
  • Band H - £2,833.00

Q.

Do we need a home surveyor to view our house purchase in Rutland?

A.

It is recommended that the majority of purchasers in Rutland order a home buyer survey when purchasing in Rutland. A range problems can negatively affect a property, including dry rot.

Q.

Which mortgage lenders in Rutland do you work with?

A.

Most lenders in Rutland are on our Rutland solicitors' panel. Lenders and mortgage specialists in Rutland include Kingsland Financial, 1 Quarry Pl, Shrewsbury, SY1 1JN, PMK Mortgage Solutions, 7 Sandiway, Shrewsbury, SY3 9BP, and Telford Mortgages Ltd, 8 Dalefield Dr, Admaston, Telford, TF5 0DP.

 
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