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Conveyancing in Rutland Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 12/04/17

Rutland information:

The nearest airport to Rutland is Tollerton, Nottingham City Airport. and Rutland's closest train station is Oakham.

The most convenient hospital is Rutland Memorial.

Q.

I need a solicitor that offers cheap conveyancing. What should I check?

A.

Misleading conveyancing quotes catch out many homeowners, leaving them to pay sometimes £100s more than planned. Many firms offer supposedly 'the cheapest conveyancing quotes', however additional costs can inflate your final bill. Extra fees which are listed in the small print should be fair and clearly defined. Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

In what ways can the conveyancing solicitor in Rutland report back on the risk of local flooding around Rutland on a Sixties house I am hoping to buy?

A.

A conveyancing solicitor makes an application for standard formal environmental searches that incorporate Rutland flood risk area data. A more specialist conveyancing search (most likely a Landmark Database search) will often be suggested by your property solicitor in Rutland if in the event that the initial searches highlight a flood risk.

Q.

Will the Rutland property solicitor carry out any conveyancing searches on the Lincolnshire Sixties detached home I want to buy?

A.

When applying for a mortgage the building society of bank expects at least these searches - Local Authority, Drainage and Water Search and Environment Search, and occasionally specific local searches, which might include Subsidence report.

Q.

At what point is it appropriate to arrange a solicitor?

A.

In simple terms, the earlier in the process you can instruct a firm, the better. Some groups advocate postponing instruction until an offer is accepted, but doing so will put you at a disadvantage compared to better prepared buyers, or if your buyer decides to pull out due to delays.

Q.

For a lender, we have chosen Yorkshire Building Society - is there anything we need to be aware of?

A.

Some lenders have reduced their 'solicitor panel', resulting in increased legal costs for buyers if their property lawyer is unable to act both on their behalf, and for their lender. We, however, can act for all major UK mortgage lenders to keep legal costs to a minimum.

Q.

How much does the cost of our conveyancing searches come to?

A.

The cost of conveyancing searches considerably varies. Commonly ordered searches include a mining search and an environmental search.

Q.

We are purchasing a converted chapel in Tickencote. Is a chancel search compulsory?

A.

A solicitor may suggest a chancel search. Through some Parochial Church Councils have taken the decision to impose chancel repairs on the current owners, a solicitor cannot state with certainty that a parish in which lay rectors have not been expected to pay chancel repair dues recently will not continue to be so, so indemnity insurance may be advisable even if liability is unlikely.

Q.

Environmental searches are assessed from archived records and when you consider recent events for example the flooding in Sept 2012 in the East Midlands are they comfort enough to ascertain sufficient information about the Rutland flood risk?

A.

Environmental searches applied for by a solicitor in Rutland will include the far more detailed Landmark flood search if required.

If you are still apprehensive you could approach a local resident.

 
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