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Transfer of Equity in Salcombe

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Salcombe.

Remortgage Solicitors Salcombe

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Salcombe clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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or call us: 0800 038 6699


The Conveyancing
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Conveyancing in Salcombe Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 13/01/17

Salcombe travel information:

The closest airport to Salcombe is Plymouth City Airport. and Salcombe's closest train station is Ivybridge.

South Hams Kingsbridge is the neighbouring hospital for Salcombe.

Q.

I need to find the cheapest conveyancing solicitors in Salcombe. What do we need to consider?

A.

This matter catches out many buyers and sellers, and can leave them paying far more in fees than they budgeted. Many firms advertise supposedly cheap conveyancing, but additional fees may be added into the small print. This small print is often not read by buyers and sellers in a hurry. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Virgin is going to be our lender - what do we need to know?

A.

Buyers should be aware that some lenders have limited the firms who can act for them, which may result in increased legal costs for buyers. Homeward Legal are able to act for all large lenders in the UK so that you will not be required to pay the lender's costs.

Q.

Of the large Salcombe mortgage lenders, who is on your panel?

A.

Of lenders with local offices in Salcombe, Homeward Legal work beside many. Salcombe lenders and mortgage specialists include LEA Financial Services Ltd, 6 Keppel Pl, Plymouth, PL2 1AX, Devon Mortgages, Unit 6 Bowker House, Lee Mill Bridge, Ivybridge,

PL21 9EF, and Clayden Associates Ltd, Unit 9 The Business Centre/33 Chapel St, Buckfastleigh, TQ110AB.

Q.

Will my Salcombe conveyancing solicitor tell me about the cost of council tax on a Band F townhouse before exchanging contracts?

A.

The property solicitor will write to the appropriate South Hams local council to ascertain the correct council tax band and rates, which will subsequently be detailed in the title report. The correct rates for residents of Salcombe are set out at the South Hams council website. At the time of writing (08 August 2012) rates for all bands are:

  • Band A - £1,020.00
  • Band B - £1,190.00
  • Band C - £1,360.00
  • Band D - £1,530.00
  • Band E - £1,869.00
  • Band F - £2,209.00
  • Band G - £2,549.00
  • Band H - £3,059.00

Q.

I have taken out a conveyancing quote from you. Might I need to pay any extra charges?

A.

We do not hide any additional charges.

Q.

How do we determine stamp duty rates?

A.

The Stamp Duty you must pay depends on the purchase price. On a £858000 property, stamp duty will be £34320.

Q.

What precautions can we take to avoid paying SDLT?

A.

Stamp duty reduction scheme is not advised, because these schemes are costly and the HMRC can review a scheme up to 6 years after a sale is completed .

Q.

What individual property will a Salcombe lawyer get when buying a Salcombe house?

A.

Standard legal procedure will be to get Local Authority Search, Drainage and Water Search (CON29DW), Environment Search, Tin Search and Clay Search, and specific local Salcombe searches, which may include a Planning report.

 
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