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Conveyancing in Saltdean Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/04/18

Saltdean key data:

The nearest station to Saltdean is Southease and the closest airport to Saltdean is Shoreham, Cecil Pashley Way Airport.

Nuffield Brighton is the nearest hospital for Saltdean.

Q.

We need to find a cheap solicitor quote to own a property. because we are on a limited budget.

A.

Various law firms promote cheap conveyancing. Often extra costs can inflate the solicitor's invoice. Any additional charges should be reasonable and be applied only where your lawyer must perform additional tasks , which could not be anticipated at the start of the process.

Q.

Will a report on title compiled by the Saltdean property lawyer advise on the applicable rates of council tax for a house before exchanging contracts?

A.

The property lawyer will speak to the Lewes local council to ascertain the current council tax band and rates, which will be detailed in the conveyancing report on title. The latest tax rates for homes in Saltdean are listed at the Lewes council website. At the time of authoring on 30 September 2012 rates are:

  • Band A - £1,097.00
  • Band B - £1,279.00
  • Band C - £1,462.00
  • Band D - £1,645.00
  • Band E - £2,010.00
  • Band F - £2,376.00
  • Band G - £2,741.00
  • Band H - £3,290.00

Q.

Which issues are key to aim for fast conveyancing?

A.

Contacting a proactive conveyancer is crucial to buying faster. When finding a conveyancer, consider these points: Will

they work on a 'no sale, no fee' basis? Did you experience any delays when requesting a quote? Are phone, fax and email their preferred methods of contact

Q.

What due diligence as respects the risk of a flood around East Sussex will a Saltdean conveyancer advise us on?

A.

A key part of the legal due diligence procedure involves your solicitor conducting environmental searches that give certain details about the risk of flooding in Saltdean.

Q.

How early should you instruct a conveyancer to handle our sale?

A.

If you use a conveyancing solicitor offering a 'no move, no fee' guarantee, the earlier, the better, as there are a number of tasks that can be performed very early in the process. Early instruction of a firm to act on your Saltdean sale or purchase can reduce any chance of the transaction stalling.

Q.

Is contaminated land in Saltdean a problem?

A.

A broad range of contaminants caused by environmental factors may affect land, and an environmental search should reveal whether a specific plot of land is impacted by Saltdean contaminants like coal mining and existing and proposed overhead electricity cables.

Q.

How do we circumvent paying stamp duty?

A.

Stamp duty usually must be paid for residential property valued at over £125,000. We firmly advise against any form of stamp duty reduction. Such schemes are highly expensive and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself.

Q.

Are there any mortgage lenders with Saltdean branches?

A.

The Homeward Legal group can work with many lenders approved by the Council of Mortgage Lenders. A number of mortgage specialists operate in Saltdean, including Duncan P Mortgage Co Ltd, 39 Tyedean Rd, Telscombe Cliffs, Peacehaven, BN10 7AT, Mortgage & Lending Solutions Ltd, 5/City Cottages/Folders La East, Ditchling, Hassocks, BN6 8SQ, and Independant Mortgage Matters, 81 High St, Lewes, BN7 1XN.