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Transfer of Equity in Saltdean

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Saltdean

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Saltdean clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Saltdean Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 03/12/16

Saltdean key data:

The nearest station to Saltdean is Southease and the closest airport to Saltdean is Shoreham, Cecil Pashley Way Airport.

Nuffield Brighton is the nearest hospital for Saltdean.

Q.

We need to find a cheap solicitor quote to own a property. because we are on a limited budget.

A.

Various law firms promote cheap conveyancing. Often extra costs can inflate the solicitor's invoice. Any additional charges should be reasonable and be applied only where your lawyer must perform additional tasks , which could not be anticipated at the start of the process.

Q.

In about 6 weeks we are shortly going to be moving out of our detached residence in Saltdean to a property in Rottingdean when to instruct a house removal firm?

A.

Homeward Legal usually advise that house movers put off arranging removals until after exchange of contracts as typically the firm home moving date wont have been set.

Try Grant & Son, 19 Arlington Gdns, Saltdean, Brighton, BN2 8QE Phone: 01273 390015 or Bob's Transport, 29 Cissbury Crescent, Saltdean, Brighton, BN2 8RH Tel: 01273 304313.

Q.

Which property does the Saltdean conveyancing solicitor apply for a Saltdean building?

A.

The conventional legal protocol will be to obtain these searches - Local Authority (personal or official), Drainage and Water Search, Environment Search and Gypsum Mining as well as any area-specific searches, like a Cheshire Brine Search.

Q.

We are on a very small budget , Can doing the conveyancing on a DIY basis without the assistance of a solicitor in Saltdean save any money?

Legally speaking there is no reason at all why a home seller shouldn't look after the your own conveyancing without assistance. However, a solicitor in Saltdean juggles a large number of actions such as raising additional enquiries and ensuring the seller is the rightful owner most of which require a qualified solicitor.

Q.

Will a report on title compiled by the Saltdean property lawyer advise on the applicable rates of council tax for a house before exchanging contracts?

A.

The property lawyer will speak to the Lewes local council to ascertain the current council tax band and rates, which will be detailed in the conveyancing report on title. The latest tax rates for homes in Saltdean are listed at the Lewes council website. At the time of authoring on 30 September 2012 rates are:

  • Band A - £1,097.00
  • Band B - £1,279.00
  • Band C - £1,462.00
  • Band D - £1,645.00
  • Band E - £2,010.00
  • Band F - £2,376.00
  • Band G - £2,741.00
  • Band H - £3,290.00

Q.

How do we circumvent paying stamp duty?

A.

Stamp duty usually must be paid for residential property valued at over £125,000. We firmly advise against any form of stamp duty reduction. Such schemes are highly expensive and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself.

Q.

Do we need to get a chancel search when my partner and I are buying in Saltdean?

A.

Where land in Saltdean was once owned by a lay-rector, new owners of that property may be obliged to subsidise upkeep of specific local church buildings. Liability has the potential to impact the value of a Saltdean property, but an indemnity policy may be available to protect the new owners. Church of England properties in this area include St Nicholas.

Q.

Where do I go about check whether the conservation area is not being properly maintained?

A.

Conservation areas in Saltdean are set up by Lewes who are responsible for conservation area concerns from including things like street clutter, the painting of houses and property boundaries. English Heritage have created records in relation to the condition of conservation areas in addition to the risk of deterioration.

 
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